As a physician, you grasp the fragility of life better than most and no doubt grapple with life’s uncertainties yourself. If you or someone you love has had to confront an unexpected, life-altering illness, you can truly appreciate how devastating it would be navigating one's declining health and the threat of inadequate finances to pay for treatment.
The costs associated with critical illness are undeniably high. Necessary medical expenses for critical care often extend well beyond traditionally covered costs. An unforeseen serious illness could potentially jeopardize your financial security. TMA Insurance Trust is taking special care to bring your attention to the TMA Member Critical Illness Insurance Plan, issued by The Prudential Insurance Company of America. It stands as an ideal supplement to help address high medical and non-medical out-of-pocket costs and the benefit limits of your primary health insurance.
TMA Insurance Trust is extending a unique, limited-time opportunity to its members. From January 25, 2025 through February 28, 2025, members under the age of 65 are guaranteed acceptance for $20,000 of TMA Member Critical Illness Insurance coverage.
Get Cash To Help Cover Your Critical Care Expenses
The TMA Member Critical Illness Plan isn't just insurance, it's a shield to help protect against the financial burden that accompanies serious illnesses. Receive a lump sum of $20,000 paid directly to you upon the diagnosis of a covered illness. Help ease some of your financial burdens during an already stressful time by utilizing your benefit in any way you choose. Whether it's to fund costly experimental treatments, diminish the impact of lost income, or cover high health insurance deductibles and office co-pays—use the money to help alleviate the financial strain during this challenging time.
Some of the critical illnesses that are covered and the percentage of the benefit amount that will be paid upon diagnosis are outlined below:
- Alzheimer’s Disease – 100%
- Cancer – Invasive – 100%
- Heart Attack – 100%
- Major Organ Failure – 100%
- Renal (kidney) Failure – 100%
- Stroke– 100%
- Cancer – Non-Invasive, other than Skin Cancer – 100%
Additional illnesses including Multiple Sclerosis, Parkinson’s Disease, and more are also covered, and the benefit is a specified percentage of the total benefit.
Guaranteed Protection
As an enrolled member, your spouse or domestic partner is also eligible for $10,000 of coverage with guaranteed acceptance. Importantly, no medical questions will be asked, and there will be no underwriting required for this coverage. Moreover, you have the eligibility to apply for a total coverage amount of up to $250,000.
Additional benefits and features of the TMA Member Critical Illness Insurance Plan:
- Acceptance is guaranteed for $20,000 of coverage for members under the age of 65.
- Acceptance is guaranteed for $10,000 of coverage for a member’s spouse under the age of 65.
- There is no physical exam required and there are no medical questions to answer.
- There are no deductibles, no co-pay, and no co-insurance to worry about.
- You are paid no matter what other insurance you may have.
- You can apply for more coverage - get up to $250,000 of total coverage.
- Spouse and family coverage is available.
- It’s easy to enroll - enroll online or by contacting an advisor.
- Your coverage stays with you regardless of your employment status as long as you are a TMA member.
Act Now for Guaranteed Acceptance
The opportunity for TMA members under age 65 to get guaranteed acceptance for the TMA Member Critical Illness Insurance Plan begins on January 25, 2025 and will end February 28, 2025.
Enrolling is quick and straightforward. To apply online, click the button below.
No one ever wants to envision themselves facing a critical illness. If we could predict it, we'd certainly do our utmost to prepare ourselves. The TMA Member Critical Illness Plan goes beyond health insurance; it’s your gateway to a future where you can confront the unpredictable with unwavering confidence. If you need assistance, an advisor is ready to take your call at 800-880-8181, Monday through Friday, 8:00 am to 5:00 pm, CST.
For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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