As you review insurance plans for your medical practice staff, you may want to consider offering long-term disability insurance.
This type of coverage can be a valuable benefit for a medical practice to offer. Statistics from the U.S. Census Bureau suggest that one in five employees have a chance of becoming disabled during their careers. On average, long-term disability absences from work last for more than two years.
Why consider hospital indemnity insurance? As a physician, it’s likely you’ve already taken the time to find a good health insurance plan for yourself and your family. You might even feel confident about your ability to deal with unforeseen injuries and serious health issues should any arise down the road. Still, no one ever got paid for lying in a hospital bed, and when physicians find themselves unable to work, it’s that much more money they’re losing.
Caring for your teeth has benefits beyond a happy smile. Recent studies show a direct link between oral health and overall health.
You’ve acquired assets over the years, investing time and money in your career. Among those assets are your life and health insurance policies. Unfortunately, these policies tend to wind up on the back burner when preparing for a divorce, which can be a time-consuming and draining experience.
That responsibility includes taking care of your family under all circumstances, so updating your insurance policies should be right at the top of your family planning list. Getting everything squared away before baby arrives will help to avoid any last-minute surprises.
This quick-start guide helps you to determine what kind and how much life insurance you will need in order to ensure that your family is financially protected against the unthinkable.
Health care isn’t growing any less complex. Young people new to health insurance industry terms are having difficulty not only in signing up for plans, but navigating their use, as well. Even young physicians, whose intrinsic knowledge of human anatomy should, in theory, impart additional insight into the health insurance system, are not immune.
The following primer answers common questions about permanent life insurance policy loans and will help determine whether a policy loan is a good idea for you.
Graduating residents are tired of hearing it by now, but despite a good chance of having a greater income in the near future, this probably isn’t the time to trade in your used car for the keys to an expensive late-model vehicle. You want to be responsible, and that means thinking about how to spend wisely after residency.
