As a TMA Insurance Trust advisor,* I talk with physicians at all stages of their careers about their life insurance, what they might need, and the gaps they haven’t yet considered. One story in particular stood out.
As a physician, you’ve likely noticed that inflation is affecting nearly every aspect of running your practice—from medical supplies to facility costs—and health insurance is no exception. Because premium rates are set a year in advance, the full impact of inflation on your health plan may not have hit yet. Are you now facing renewals and bracing for the financial effects on your practice? What you see today could look very different next year.
You can’t predict when or where a serious accident might happen—on the road driving to work, during your daily routines, or while traveling for vacation or to a conference. But you can take steps now to help protect your family from the financial toll if the unexpected happens to you.
Dr. Daniel Lal* started his day the same way most solo physicians do—juggling charts, patient care, and practice demands. He wore every hat: clinician, business owner, husband, dad.
We get it—life insurance isn’t always a priority, whether you’re just getting started or have been practicing for years.
Life has finally started to take shape after all the long hours and effort it took to get here. You’re earning, planning, maybe paying off loans, or settling into your first real home. You’ve got momentum and you’re putting the pieces in place for what comes next.
Summertime is here - a season filled with baseball, boating, beaches, and maybe a well-earned vacation. Hopefully, the biggest bump in your plans is a little sand in your shoes or water up your nose. But when summer fun takes a turn, the consequences can be both physical and financial.
It can be a tempting cost-saving measure to hold off on obtaining dental insurance. After all, you likely take good care of your teeth at home, with regular brushing and flossing. Yet, even the most diligent at-home care can’t replace the benefits of professional checkups – or the value of dental insurance in helping to protect your overall health and finances. Without dental coverage, a crucial piece of your overall long-term health care strategy may be missing.
You may travel for business; other times for pleasure: a medical conference, family vacation, or holiday trip across the country. You prepare ahead of time, packing your bags and checking itineraries, thinking of both your comfort and safety. You know a well-thought-out trip is more likely to go smoothly.
