If you‘ve been practicing medicine for some time – especially if you own a practice – you can appreciate the truth in the statement “There’s no substitute for experience.”

Experience gained over time can certainly enrich the care you provide to your patients and the skill with which you manage your practice.

Likewise, at TMA Insurance Trust, with our depth of industry knowledge and experience, we are uniquely positioned to help practice owners and their managers get the best group insurance to meet their needs.

Whether you own a large or small group practice or work independently, in today’s economy, most physicians have one goal in common: to find ways to reduce expenses. And typically, one of the most significant expenses for physicians is the cost of health insurance.

TMA Insurance Trust is focused on helping all Texas physicians manage costs and operate more efficiently. So we want you to know about special health insurance options that can help you control costs and get the coverage you really want. This goes for practice owners and independents – for those with, as well as those without, employees.

Time is almost up. During Open Enrollment, practice owners and independent physicians have access to special options that could help them fight rising health insurance premium costs while securing better coverage. Two special waivers are helping many to qualify for group health insurance even if they don’t have employees and even if they only want group coverage for themselves and their family.

These waivers expire in two weeks, now is the time to see if you qualify. This may be the last year these options are available.

Doing the same thing the same way can sometimes be beneficial. As a physician, you have protocols of care that you follow for particular illnesses and diseases. But if a new, better form of treatment became available, would you dismiss it, or would you investigate its usefulness to your patients?

Are you feeling “sticker shock” over the price of group health insurance for your practice this year? If you have to pay more, let’s make sure every dollar counts and that you’re getting the most comprehensive health insurance possible for yourself and your practice. Here’s how TMA Insurance Trust is advocating for practice owners during Open Enrollment. 

Are you an independent physician? Would you like better health insurance for 2023? Are you aware you may be eligible for special group health insurance options?

At TMA Insurance Trust, we do not yet know the full scope of the rate increases for 2023 health insurance premiums, but we anticipate that they could be significant. While we can’t prevent that, we can tell you that you have an opportunity to lock in a lower 2022 rate for the next 12 months. If you currently have an individual HMO health insurance plan, there are special options available that could help you qualify for group health insurance and take advantage of this as well.