In today’s evolving healthcare environment, independent physicians are exploring new health insurance options beyond traditional limitations. To many, the term "independent physician" used to mean a practice owner. Today, that definition is broader, including those who want to practice medicine without the responsibilities of owning a practice. However, many believe their only insurance option is an individual HMO plan. TMA Insurance Trust dispels this myth by offering group PPO health insurance options independent physicians prefer and deserve.
If you have or establish an LLC or PLLC, TMA Insurance Trust may be able to help you obtain PPO group health insurance for yourself, even if you have no employees.
Group PPO Health Insurance for Independent Physicians
At TMA Insurance Trust, we believe that your professional independence should not limit your access to comprehensive health coverage. Whether you're a small practice owner, part of a practice with no employees, or an employed physician who does not receive health benefits, tailored health insurance solutions are available. These plans may provide the coverage you need at a potentially lower cost than individual HMO plans.
Our research has identified special group health options for independent physicians allowing access to group PPO health insurance, helping to ensure you receive the quality coverage typically reserved for larger groups. Here’s how TMA Insurance Trust helps you:
- Practice owners with group coverage: Enhance your practice's appeal by offering employees a mix of group PPO and HMO plans, helping control costs while providing valuable health benefits.
- Practice owners with staff on their own health coverage: Even if your staff members are covered by a spouse's plan or other providers, you may still be able to obtain group PPO coverage for yourself and your family.
- Partners without W-2 employees: You could be eligible for group coverage with the necessary partnership documentation and the company's SS4 or recent K-1 (Form 1065).
- Physicians who own a business with their spouse or their spouse is a W-2 wage employee: You have the opportunity to secure group coverage without additional partnership documentation.
- Physicians interested in establishing a Health Savings Account (HSA): Manage costs better with a high deductible health plan and benefit from the tax advantages, spending flexibility, and investment opportunities HSAs offer.
- Starting a new practice: With the assistance of TMA Insurance Trust, customize a group plan tailored to your new practice's unique needs.
Take the Next Step Towards Better Health Insurance
Over 800 practices across Texas trust TMA Insurance Trust for their health insurance needs. As a TMA member, you can rely on our advisors, who are dedicated to providing personalized, professional support without sales-based commissions. They guarantee that your best interests are always the top priority. By working with us, you gain access to:
- Skilled Guidance: With nearly 70 years of experience in the Texas group health insurance market, you benefit from our extensive knowledge.
- Comprehensive Solutions: Explore a wide range of health insurance options, including group PPO plans designed to meet the unique needs of independent physicians.
- Exceptional Service: Our hands-on assistance minimizes administrative hassle, whether enrolling staff, managing transitions, or addressing billing issues.
As independent physicians continue redefining their roles in today’s healthcare, ensuring your health insurance aligns with your needs is more important than ever. Contact a TMA Insurance Trust advisor today to take the next step and learn more about special group PPO health insurance options and comprehensive group insurance solutions that can benefit you individually or your group. Click below or call us Monday through Friday, from 8:00 AM to 5:00 PM CST at 800-880-8181.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
