Life insurance is so beneficial because it can help ensure that your financial obligations are covered and your family has some economic stability should anything happen to you.
Life insurance is so beneficial because it can help ensure that your financial obligations are covered and your family has some economic stability should anything happen to you.
If you have been watching the news lately, you have heard that inflation is on the rise. For example, CNBC recently reported a US Bureau of Labor Statistics analysis that showed inflation surged 7.5% on an annual basis, even more than expected and highest since 1982.*
Regardless of profession, inflation affects the prices you pay for goods and services. But it can also affects things you may not expect, like your life insurance. If you put a life insurance policy in place years ago–even 5 years ago–the lump sum benefit would not cover as much now as it would have then. You may now need a supplemental policy in order to give your family the right amount of financial security again.
If you aren’t yet insured, taking a few minutes of your time to put a plan in place could provide years of reassurance and added peace of mind for you and your family.
"Don't put off until tomorrow what you can do today."
It rang true when Ben Franklin said it over two centuries ago. And it may, in fact, be good advice when it comes to reviewing your current life insurance coverage.
Like other insurance agencies, TMA Insurance Trust is a full-service insurance agency with a staff of professional agent-advisors who have years of experience. But that is where the similarities end. Here are four exclusive advantages for members from TMA Insurance Trust you may not be aware of.
Let’s face it, shopping online has become the “new normal.” These days, almost anything you can think of – from electronics to groceries to new cars – can be purchased with a few clicks on a keyboard or smartphone.
The latest surge in online shopping may have been accelerated by the current pandemic, but it is now virtually commonplace for most of us to go online for many of the essential goods and services we need to keep our lives on track.
That said, thanks to the ease and convenience of our online enrollment platform – available exclusively to TMA members – this may finally be the right time for you to get the protection of a term life insurance plan.
Wash the car. Clean out the attic. Sort through expenses for your income tax.
Have you ever found yourself procrastinating about doing certain tasks? It’s normal to put off some tasks – especially if they seem like they’re not on a pressing timetable. It’s what we all do to some extent or another.
But if you’re a younger physician, there’s one thing you may not want to put off – giving your family the security and protection of life insurance.
Most of us are familiar with the basic concept of life insurance: It provides your beneficiary with a payment if you pass away during the time you are covered.
But as you may know, there are different kinds of life insurance. For example, there is term life insurance and whole, or permanent, life insurance.
If you are a female physician, your personal achievement and hard work has come with an economic reward. Because you have a significant income, you likely play a prominent role in the lifestyle your family leads. You also bring financial stability to your household.
Because your family’s well being likely hinges on your income, life insurance protection plays an important role. But according to life insurance industry estimates, about 58% of men have life insurance, but only 48% of women are covered.* Do you have the life insurance you need to help protect your family’s future?

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© 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST