Most people – including physicians – appreciate the value of life insurance. It is generally considered an essential way to help provide for your family’s financial security when you are no longer here.

But recent research has uncovered a significant finding: 1 in 5 people feel they don’t have enough life insurance.*

So what is the stumbling block to getting more coverage? Many seem to believe that the process of trying to obtain more coverage would be a time-consuming hassle. As a result, physicians with demanding workloads may feel they just don’t have time to get the life insurance protection they need.

“It was an accident!” Those words, often spoken mournfully, demonstrate that as common as accidents are, we are often unhappily surprised by them. And indeed, accidents are very common. In the United States, every 7 seconds a disabling injury is caused by a motor vehicle crash,* and 1 in 5 Americans visit the emergency room at least once a year.**

When you or a family member is injured, you know that your medical insurance will take care of a good portion of your medical bills, but there are additional expenses (medical and non-medical in nature) that can accumulate quickly. How can you financially prepare for this unhappy situation?

If you are about to turn 65, we congratulate you! Your 65th birthday isn’t just a personal milestone, it is the time you can finally begin drawing the Medicare benefits which you have paid into all your working life.