Managing a medical practice, whether with a team or independently, requires careful attention to costs without sacrificing quality care. One of the most significant expenses for physicians is health insurance. Finding affordable yet comprehensive coverage can be challenging, but TMA Insurance Trust is dedicated to helping you control costs without compromising coverage. We aim to assist you in efficiently managing your practice's healthcare while you focus on giving your patients the care they deserve.
Special health insurance options are available whether you practice independently or own a practice. If you own a practice with employees, you may qualify for group PPO health insurance just for yourself.
Special Group Health Options for Owners and Independents
TMA Insurance Trust has uncovered little known group health options exclusively tailored to practice owners and independent practitioners. These special options allow practice owners to access PPO coverage for themselves and their families while offering their employees a mix of coverage options. Similarly, independent practitioners can benefit from group health rates and comprehensive coverage, including PPO plans, even if they operate without employees or work solely with their spouses. Here are the details:
- If you are a practice owner and have group coverage, you can offer your employees health insurance—with a mix of group PPO and HMO plans—to help control your practice's cost and attract and retain qualified staff.
- If you are a practice owner with staff on their own health coverage (a spouse's plan or another provider), you may be eligible to get group PPO coverage for yourself and your family.
- If you are a partner with no W-2 employees, you may be eligible for group coverage only for yourself. You'll need to provide partnership documentation and the company's SS4 or recent K-1 (Form 1065).
- If you own a business with your spouse, or your spouse is a W-2 wage employee, you may qualify for group coverage even without partnership documentation.
- If you're considering starting your own practice, TMA Insurance Trust can help you set up a customized group plan that aligns with your practice's needs.
Services and Support
TMA Insurance Trust understands the demanding nature of managing a medical practice. Our experienced advisors provide additional support and services at no cost to help alleviate administrative burdens on you and your staff. They handle tasks such as enrolling staff and dependents, managing employee transitions, distributing necessary documentation, assisting with billing, and addressing customer service issues.
Furthermore, our advisors are not compensated through sales-based commissions, guaranteeing that their focus remains solely on providing you and your practice with the highest level of service. If you are unhappy with the level of service you are receiving from your current agent, you can retain your existing coverage while transitioning to TMA Insurance Trust. With 800 practices already securing group coverage with TMA Insurance Trust, you can trust our commitment to serving your needs.
To better manage health insurance expenses and secure your group health coverage, click below or call us at 800-880-8181. Our advisors are available Monday through Friday from 8:00 AM to 5:00 PM CST.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
