--- title: "New Year, New Savings: Lower Your Auto & Home Insurance Costs" description: "As we ring in the New Year, there is no better time to focus on one practical resolution: saving money on essential expenses." image: https://www.tmait.org/hubfs/December%202024/December%202024%20Week%202%20-%20Auto%20and%20Home.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/December%202024/December%202024%20Week%202%20-%20Auto%20and%20Home.png) [Residents](https://www.tmait.org/blog/topic/residents) # New Year, New Savings: Lower Your Auto & Home Insurance Costs 14 December 2024 As we ring in the New Year, there is no better time to focus on one practical resolution: saving money on essential expenses. For Texas physicians, reviewing your home and auto insurance could be an effective way to start the year with extra savings. Insurance rates often gradually increase over time, costing hundreds of dollars each year. By taking just a few minutes to review your auto and homeowners insurance, TMA Insurance Trust may help you uncover better rates, potential discounts, and ways to enhance your protection. ## Save Money by Bundling One of the smartest ways to save is by bundling your auto and home insurance under a single provider. **A multi-policy discount can reduce your premiums by up to 20%**, and bundling also provides the added benefit of one convenient bill and less paperwork. It’s a simple step that can help you save without extra hassle. Our goal is to help you explore options and identify valuable discounts specific to your needs. Many companies also offer additional discounts to reduce costs – including anti-theft, good driver, and student driver policy options. Plus, as a TMA member you also qualify for an exclusive members-only discount. [![Have questions about your insurance needs? We're here to help - click here or call today](https://no-cache.hubspot.com/cta/default/400074/c4f02e1a-fca9-4f97-8a1d-4cccb42c931a.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/c4f02e1a-fca9-4f97-8a1d-4cccb42c931a)[***877-755-9576***](tel:877-755-9576) ## Compare and Save Start the year with smart savings. You could unlock a range of money-saving opportunities, from switching to more competitive insurance rates and packages to combining policies for multi-policy discounts, or adding extra coverage for greater protection and added savings. TMA Insurance Trust has partnered with [MyLifeProtected](https://mylifeprotected.com/%26MDRefCode=tmait-mlp-web) to make it easier than ever to review and compare your insurance options for 2025. With just a quick call to [877-755-9576](tel:877-755-9576), you’ll be connected with an agent who can help you explore competitive rates and coverage from trusted providers like Travelers. Some new policyholders have even reported savings of up to $602* after switching. Don’t let rising rates catch you off guard—take a moment to see how much you could save this new year and ensure your coverage is working hard for you. [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/63baf138-352a-403c-8667-1df85c271f3a.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/63baf138-352a-403c-8667-1df85c271f3a) For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. *Average savings figures of $602 and 25% are based on new direct auto policyholders countrywide who reported saving to Travelers in 2019. Individual savings may vary. Saving is not guaranteed. ** [ Residents ](https://www.tmait.org/blog/topic/residents) [, Homeowners Insurance ](https://www.tmait.org/blog/topic/homeowners-insurance) [, Auto Insurance ](https://www.tmait.org/blog/topic/auto-insurance) [, Independent Physician ](https://www.tmait.org/blog/topic/independent-physician) [, Employed Physicians ](https://www.tmait.org/blog/topic/employed-physicians) [, Practice Owners ](https://www.tmait.org/blog/topic/practice-owners) [, Practice Managers ](https://www.tmait.org/blog/topic/practice-managers) [, Auto & Home Insurance ](https://www.tmait.org/blog/topic/auto-home-insurance) [, Locum Tenens ](https://www.tmait.org/blog/topic/locum-tenens) [, Independent Contractor ](https://www.tmait.org/blog/topic/independent-contractor) [, Insurance for Women ](https://www.tmait.org/blog/topic/insurance-for-women) [, Women Physicians ](https://www.tmait.org/blog/topic/women-physicians) [, Nearing Retirement ](https://www.tmait.org/blog/topic/nearing-retirement) [, Retired Physicians ](https://www.tmait.org/blog/topic/retired-physicians) [, Young Physicians ](https://www.tmait.org/blog/topic/young-physicians) ** [Individual Coverage](https://www.tmait.org/blog/topic/individual-coverage) [**Previous Entries](https://www.tmait.org/blog/last-chance-to-access-special-options-for-better-group-health-coverage) [Next Entries**](https://www.tmait.org/blog/group-health-insurance-coverage-solutions-for-owners-and-independents-group-benefits) ## Recommended Posts ### [Dental Insurance and the Habits It Helps Shape](https://www.tmait.org/blog/dental-insurance-and-the-habits-it-helps-shape) ### [Unexpected Doesn't Have to Mean Unprepared This Summer](https://www.tmait.org/blog/unexpected-doesnt-have-to-mean-unprepared-this-summer) ### [When “Easy Online” Life Insurance Wasn’t So Easy](https://www.tmait.org/blog/when-easy-online-life-insurance-wasnt-so-easy) ### [One Plan for the Year—Travel Insurance 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