Its no secret. As an owner or manager of a medical practice you know that providing your employees with health insurance benefits can cost you a substantial amount of time and financial resources.
Many small practice owners we know are surprised when they learn that it could be possible for them to get PPO health insurance for themselves and their family.
As you likely know, it is an unfortunate truth: due to their high income, physicians are highly vulnerable to being sued. For this reason, most carry malpractice insurance. However, this protection does not extend to injury or liability outside the field of medicine. To maintain adequate personal protection, an umbrella insurance policy is a wise choice. Consider a few reasons why.
When most people think of life insurance they typically think of the protection it can help provide for their family. But if you are a practice owner life insurance can be valuable for another reason – it can play an important role in helping to provide financial security for your practice. In fact, life insurance can be as vital for the financial well-being of your practice as it is for your loved ones.
As the month of November nears, many physicians and practice managers must turn their attention toward health insurance decisions for the coming year. Are you satisfied with your health insurance coverage, and the level of service you have received from your agent? Do you think that you are getting the best value possible for your investment? Find out what you need to know as you prepare to make health insurance decisions for your family and practice.
As a physician, you have worked hard to achieve much in your life. As you plan for your future, you think of investment strategies and savings plans. If something should happen to you, financial protection for your loved ones is of paramount importance.
One of the best ways to offer immediate financial protection is to obtain a term life insurance policy, whereas many savings plans and investment strategies require time to build value. Once you are approved for a term life insurance policy, your amount of coverage is in place, and immediately helps to provide protection. Term life insurance provides financial protection for your family when they need it the most.
A recent survey by the financial website NerdWallet.com shows that American drivers are overpaying an average of $368 a year for auto insurance. One reason could be that auto insurance carriers change their rates many times throughout the year to account for different risk factors.
Imagine it’s a hot summer day, you’re at the beach and the sun is blazing. So what do we do for protection? We spread on the sunscreen.
But what if we miss a spot – say, on our back, arm, or leg? Well, you know what happens. If we leave a part of our body exposed, that night we’ll likely be treating ourselves for painful sunburn damage.
