<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1200425829968335&amp;ev=PageView&amp;noscript=1">

Protecting What Matters Most

border

Plan for Change: Lock in Lower 2022 Health Insurance Rates For 2023

At TMA Insurance Trust, we do not yet know the full scope of the rate increases for 2023 health insurance premiums, but we anticipate that they could be significant. While we can’t prevent that, we can tell you that you have an opportunity to lock in a lower 2022 rate for the next 12 months. If you currently have an individual HMO health insurance plan, there are special options available that could help you qualify for group health insurance and take advantage of this as well.

Make Plans to Save

If you’re an independent physician or practice owner interested in securing better health insurance coverage, now is the time to do so.  Before Open Enrollment begins on November 1st for individual health plans, you have an opportunity to get more comprehensive group PPO coverage at lower 2022 rates for the majority of 2023.

Group PPO health insurance may be an option for you if:

  • you’re a practice owner looking to secure group coverage for yourself and your employees
  • you own a business with your spouse, or own a business and employ your spouse as a W-2 wage employee. We may be able to qualify your business for group coverage even without partnership documentation.
  • you’re a physician in a partnership without any W-2 employees. You may be eligible, partnership documentation and the company’s SS4 or Schedule K-1 (Form 1065) are required.
  • you’re a practice owner with staff on their own health coverage (spouse’s plan or another provider). You can get “group of one” PPO coverage just for yourself and your family, and it may cost less than an individual HMO plan.

TMA Insurance Trust works hard to inform independent physicians about opportunities like this to get preferred coverage. Before you renew a current, individual health insurance plan during Open Enrollment beginning on November 1st, or you renew your group plan - consult with your TMA Insurance Trust advisor to see if available special options can help you make the switch to group PPO coverage.

We also look for ways to provide support if your health insurance needs change during the year. Some changes you may initiate, some may be unexpected. We’re here to make sure you’re covered no matter what. 

Have questions about your insurance needs? We're here to help - click here or call today
800-880-8181 8:00 – 5:00 CST Monday – Friday

Changing Needs, Constant Support

Has your life changed in the last year? Life-altering events can affect your health insurance coverage.

Did you:

  • get married?
  • have or adopt a child?
  • become a foster parent?

You may now need to add family members to your plan or acquire a more comprehensive plan. If you do, you may qualify for a special enrollment period. Additionally, if you lose your current health coverage during the year due to divorce, moving into the state (TX), or change of job/loss of employer coverage, you can obtain coverage during a special enrollment period

When you experience a momentous change in your life, whether it’s expected or surprising, let’s make sure that your insurance coverage is constant and that you have the best plan for your current needs. 

Call your TMA Insurance Trust advisor before Open Enrollment begins for a free, no obligation consultation. Discuss your coverage options and take advantage of the opportunity to lock in lower 2022 group health insurance premium rates. They’re ready to assist you at 800-880-8181, 8:00 am to 5:00 pm, Monday through Friday, CST. 

New Call-to-action

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.

Recommended Posts

Why It Matters Where You Get Your Group Health Insurance

Owners & Independents: Manage Costs And Get Group PPO Health Insurance – With Or Without Employees

Last Chance to Control Costs and Get Better Group Coverage for 2023

There’s Still Time to Control Costs and Get Better Health Insurance For 2023

Cost Control Countdown: Only Two Weeks Left To Take Advantage of Special Options for Better Health Insurance

8 Questions Owners and Independents Should Ask During Open Enrollment

Practice Owners and Independents - Get the Group Coverage You Want, Even Without Employees

Controlling Health Insurance Costs – Open Enrollment Special Options for Practice Owners

Owners & Independents: Manage Costs And Get Group PPO Health Insurance – With Or Without Employees

Last Chance to Control Costs and Get Better Group Coverage for 2023

Cost Control Countdown: Only Two Weeks Left To Take Advantage of Special Options for Better Health Insurance

8 Questions Owners and Independents Should Ask During Open Enrollment

Practice Owners and Independents - Get the Group Coverage You Want, Even Without Employees

Controlling Health Insurance Costs – Open Enrollment Special Options for Practice Owners

Independent Physicians: Get Group Health Insurance – Even With No Employees.

There’s Still Time to Control Costs and Get Better Health Insurance For 2023

Eligible Without Employees–Group PPO Health Insurance for Independent Physicians

Employed Physicians: Will Your Disability Coverage Catch You?

How to Choose a Long-term Disability Policy in Under 20 Minutes

Building the Case for an Individual Health Insurance Plan

5 Common Life Insurance Myths Debunked

5 Things Physicians Should Look for in a Life Insurance Company

Why It Matters Where You Get Your Group Health Insurance

Owners & Independents: Manage Costs And Get Group PPO Health Insurance – With Or Without Employees

Cost Control Countdown: Only Two Weeks Left To Take Advantage of Special Options for Better Health Insurance

8 Questions Owners and Independents Should Ask During Open Enrollment

Practice Owners and Independents - Get the Group Coverage You Want, Even Without Employees

Controlling Health Insurance Costs – Open Enrollment Special Options for Practice Owners

Independent Physicians: Get Group Health Insurance – Even With No Employees.

Safeguard Your Family’s Future with Life Insurance

Owners & Independents: Manage Costs And Get Group PPO Health Insurance – With Or Without Employees

Critical Illness Deserves A Guarantee: $20,000 Benefit When You Need It Most

Take Advantage of Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance

Help Protect More Of Your Income, Save Up To 30% – Get A Quote Now

Minimize the Financial Impact of Accidental Injuries with the TMA Member Accident Insurance Plan

Brighter Teeth, Reduced Health Risks, Lower Costs – Dental Insurance Makes Sense

Cost Control Countdown: Only Two Weeks Left To Take Advantage of Special Options for Better Health Insurance

Safeguard Your Family’s Future with Life Insurance

Critical Illness Deserves A Guarantee: $20,000 Benefit When You Need It Most

Take Advantage of Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance

Help Protect More Of Your Income, Save Up To 30% – Get A Quote Now

Minimize the Financial Impact of Accidental Injuries with the TMA Member Accident Insurance Plan

Brighter Teeth, Reduced Health Risks, Lower Costs – Dental Insurance Makes Sense

There’s Still Time to Control Costs and Get Better Health Insurance For 2023

Practice Owners and Independents - Get the Group Coverage You Want, Even Without Employees

Safeguard Your Family’s Future with Life Insurance

Owners & Independents: Manage Costs And Get Group PPO Health Insurance – With Or Without Employees

Critical Illness Deserves A Guarantee: $20,000 Benefit When You Need It Most

Take Advantage of Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance

Help Protect More Of Your Income, Save Up To 30% – Get A Quote Now

Minimize the Financial Impact of Accidental Injuries with the TMA Member Accident Insurance Plan

Brighter Teeth, Reduced Health Risks, Lower Costs – Dental Insurance Makes Sense

Last Chance to Control Costs and Get Better Group Coverage for 2023

Speak with a TMA Insurance Trust Advisor:

Newsletter signup to receive our monthly newsletter

border