A healthy smile never gets old, and neither does saving money. As we age, maintaining good dental health becomes more important, and more expensive. TMA Insurance Trust is here to help.
Sooner or later, we all start to think about retirement. You have probably been setting aside funds for a comfortable and secure retirement for many years. Retirement brings many changes. Changes to your daily routine. Changes to how you use your time. Changes to how you deal with your finances. Did you know retirement also brings significant changes to your insurance needs?
We don’t have to tell you about the importance of good oral health. You know better than most that a healthy mouth can be an important factor in terms of our overall physical health.
Physicians know that preventive care and early detection is so important when it comes to physical health. The same can be said of dental health. In fact, in recent years, research has uncovered a correlation between regular dental checkups and good physical health. In this article, we’ll explore that link, and talk briefly about the importance of dental insurance.
As you were planning for retirement, you probably thought a lot about making sure you would have enough income to cover your medical expenses. However, dental care during retirement is an often-overlooked expense that can take a serious bite out of your hard-earned retirement income.
Retired physicians may be surprised to find out those twice a year visits to your dentist’s office are not covered under traditional Medicare. Medicare supplement plans don’t include dental insurance either. And although some Medicare Advantage managed care plans offer dental benefits, both the network and the coverage could be very limited.
As a Texas physician who currently has or will soon be eligible for Original Medicare, it is important to understand the limitations of Original Medicare. Health-related costs are one of the largest expenses during retirement. However, with proper insurance planning, many of these expenses can be covered by the insurance company, not by your retirement nest egg.
As the new year begins, most of us are relieved to finally put 2020 behind us. More than anything, we want this new year to be a healthy one.
If you are like most TMA members, you may have just signed up for health insurance during the annual open enrollment period. However, dental insurance was probably not included in your health insurance package.
Your smile is a beautiful thing! Smiling isn’t just a joy to witness - it’s a beneficial action as well. Every time your face breaks into a smile, your body releases dopamine, serotonin, and endorphins - neurotransmitters that can lower your heart rate and blood pressure, make you feel more relaxed, and can even temporarily reduce pain.*
A beautiful smile is made even more so by good oral health! TMA members can smile about the excellent dental benefits that are available from MetLife through TMA Insurance Trust.
