Physicians know that preventive care and early detection is so important when it comes to physical health. The same can be said of dental health. In fact, in recent years, research has uncovered a correlation between regular dental checkups and good physical health. In this article, we’ll explore that link, and talk briefly about the importance of dental insurance.
As you were planning for retirement, you probably thought a lot about making sure you would have enough income to cover your medical expenses. However, dental care during retirement is an often-overlooked expense that can take a serious bite out of your hard-earned retirement income.
Retired physicians may be surprised to find out those twice a year visits to your dentist’s office are not covered under traditional Medicare. Medicare supplement plans don’t include dental insurance either. And although some Medicare Advantage managed care plans offer dental benefits, both the network and the coverage could be very limited.
As a Texas physician who currently has or will soon be eligible for Original Medicare, it is important to understand the limitations of Original Medicare. Health-related costs are one of the largest expenses during retirement. However, with proper insurance planning, many of these expenses can be covered by the insurance company, not by your retirement nest egg.
As the new year begins, most of us are relieved to finally put 2020 behind us. More than anything, we want this new year to be a healthy one.
If you are like most TMA members, you may have just signed up for health insurance during the annual open enrollment period. However, dental insurance was probably not included in your health insurance package.
Your smile is a beautiful thing! Smiling isn’t just a joy to witness - it’s a beneficial action as well. Every time your face breaks into a smile, your body releases dopamine, serotonin, and endorphins - neurotransmitters that can lower your heart rate and blood pressure, make you feel more relaxed, and can even temporarily reduce pain.*
A beautiful smile is made even more so by good oral health! TMA members can smile about the excellent dental benefits that are available from MetLife through TMA Insurance Trust.
Most of us do not think a great deal about our teeth unless we’re having problems. We know we should brush and floss twice daily - but because of a hurried schedule, we may rush through the process. Even with the best daily care, due to genetics or other issues, some people may experience pain, decay, and other dental issues.
The health of your practice depends on many factors, not the least of which is a happy and secure staff. When your practice has employees with high morale, they are productive, miss less work, and stay on the job longer; and all these things affect your practice’s profitability. One of the major contributors to low morale is anxiety over personal finances. How can you as a practice owner help your employees feel more secure and valued? One way is through the use of a voluntary benefits program offered by TMA Insurance Trust.
As a physician, you know how important preventive care and early detection is for your patients’ physical health. You likely use these terms so often that they begin to feel clichéd. Still, the truth remains: Health problems are best prevented, and if they can’t be prevented, they should be caught early.
