Many types of insurance are there for unexpected events. Dental coverage works a little differently because its value often shows up in the habits it helps maintain over time. This is especially noticeable with routine dental care.
Families all across Texas are diving into the heart of summer. Whether your weekends are filled with cycling and water sports or the high-energy of Little League baseball and softball, increased activity often means accidents are bound to follow. In fact, a 2023 study found that pediatric baseball and softball injuries alone accounted for more than 1.37 million emergency department visits over a 10-year period.* While none of us can predict exactly when a fall, a twisted ankle, or a fracture might happen, we can certainly prepare for the financial impact of those unpredictable moments.
It’s the time of year when travel plans start coming together. Maybe it’s a long weekend with your spouse in the mountains, time with your kids or grandkids at the beach, or a trip abroad that you’ve been looking forward to. It’s time you’ve set aside for yourself and your loved ones, and the last thing you want is for something unexpected to get in the way.
Life is a constant balancing act. Within your grueling schedule, you’ve meticulously stacked your commitments: caring for patients, charting, procedures, and the occasional family function. Unfortunately, there is one more critical block in this tower that often goes unnoticed until the entire structure comes crashing down.
Lately, I’ve noticed a recurring theme in my conversations with physicians who call TMA Insurance Trust about life insurance.* Many begin their search online, drawn to sites promising coverage in minutes with no medical exam. The appeal is understandable. It’s quick. It’s digital. It feels simple.
"We see it often: physicians work so hard to build their lives that they sometimes forget to protect the very thing that makes it all possible, their ability to earn an income." — Nealy Diden, Director of Operations, TMA Insurance Trust
At TMA Insurance Trust, we speak with physicians every day about their financial situations, plans, and what they need to protect. We’ve gathered the most common questions and insights from our daily conversations with members to create this representation of a typical physician’s journey. Our goal is to share these collective experiences as a helpful first step as you consider how to protect what you’ve worked so hard for and what matters most.
What happens when an unexpected illness or injury moves you from caring for patients to becoming one, and time away from your practice becomes part of your reality?
When EverTravel became available as a new TMA member travel insurance benefit, Dr. Collins was quick to enroll.* Having one policy in place felt like a practical decision, eliminating the hassle of researching and purchasing coverage for each trip individually.
