Dr. Daniel Lal* started his day the same way most solo physicians do—juggling charts, patient care, and practice demands. He wore every hat: clinician, business owner, husband, dad.

Working as a locum or contractor can be incredibly appealing: greater flexibility, higher pay, and more opportunities to travel or spend time with loved ones. If you’re looking for a better work/life balance, this path might feel like exactly what you need at this stage of life.

Group health insurance is often labeled a benefit only large practices can get, but that’s not the full picture. Depending on your situation, you might have more options than you think.

Having the right health plan is about more than just checking a box. It’s a way to help protect yourself, your family, and your practice. It’s not just about flexibility or having more providers in-network—a well-chosen plan may help you keep rising healthcare costs in check.

We understand the demanding schedule and many responsibilities you face as a practice owner or manager - from caring for your patients to the challenge of retaining staff, there’s a lot to handle. Finding the right health insurance solutions shouldn’t add to that burden, and navigating your options alone can be overwhelming. Whether you’re working with a team or independently, we can help you secure the right coverage to fit your needs.

While physicians are experts in diagnosing and treating patients, TMA Insurance Trust's expertise lies in navigating the complexities of insurance. We dedicate ourselves to helping you safeguard your practice and yourself against financial challenges. Group health insurance is a vital tool in ensuring the stability and security of your practice, providing essential financial protection for yourself and your team. In addition, we may be able to help you secure group PPO coverage for just yourself and your family.

As the year draws to a close and Open Enrollment quickly approaches its final days, a valuable opportunity remains to secure health insurance that aligns with your practice’s priorities. With options that may improve your coverage for 2025, this limited window offers an ideal chance to review and secure your best coverage option.

We often use countdowns to mark the days until major milestones—a new year, a new child, or any significant event we’re excitedly anticipating. That ticking clock reminds us to prepare and ensure we’re ready for what’s coming next. With the new year on the horizon, now is the time to get the right health insurance coverage in place for 2025. Open Enrollment for individual health coverage ends soon, and while group coverage isn’t bound by this deadline, some special options are. Don’t miss this ideal moment to reassess your plan and explore coverage that may better align with your needs and could potentially help you manage costs.

Time is running out— only two weeks remain to access exclusive group health insurance options through TMA Insurance Trust. These options provide flexibility, offering group coverage for your practice, yourself, and your family. Don’t miss out on these limited-time opportunities!