Retirement is an exciting new chapter, one filled with possibilities. As you prepare, it's important to make sure your insurance is ready to support you in the years ahead. When you step away from an employer's plan, some of the benefits you've relied on may not carry into retirement. To help you avoid costly surprises, here are some of the most common coverage gaps to consider before you retire.
Attending to the needs of patients and staff takes priority and requires immediate attention. Because of this, many independent physicians or practice owners fail to take a moment to focus on another essential aspect of their practice: their own health insurance coverage. Don’t miss out on this critical window to review your group health coverage needs for the new year.
If you're an independent physician, you might assume your only health insurance option is an individual HMO plan. But what if there is a better way?
As a physician, you’ve likely noticed that inflation is affecting nearly every aspect of running your practice—from medical supplies to facility costs—and health insurance is no exception. Because premium rates are set a year in advance, the full impact of inflation on your health plan may not have hit yet. Are you now facing renewals and bracing for the financial effects on your practice? What you see today could look very different next year.
Dr. Daniel Lal* started his day the same way most solo physicians do—juggling charts, patient care, and practice demands. He wore every hat: clinician, business owner, husband, dad.
Working as a locum or contractor can be incredibly appealing: greater flexibility, higher pay, and more opportunities to travel or spend time with loved ones. If you’re looking for a better work/life balance, this path might feel like exactly what you need at this stage of life.
Group health insurance is often labeled a benefit only large practices can get, but that’s not the full picture. Depending on your situation, you might have more options than you think.
Having the right health plan is about more than just checking a box. It’s a way to help protect yourself, your family, and your practice. It’s not just about flexibility or having more providers in-network—a well-chosen plan may help you keep rising healthcare costs in check.
We understand the demanding schedule and many responsibilities you face as a practice owner or manager - from caring for your patients to the challenge of retaining staff, there’s a lot to handle. Finding the right health insurance solutions shouldn’t add to that burden, and navigating your options alone can be overwhelming. Whether you’re working with a team or independently, we can help you secure the right coverage to fit your needs.
