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Does It Matter Where You Buy Your Insurance?

Does It Matter Where You Buy Your Insurance?
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October 2026 Week 4 - IFG TakeawayOpen Enrollment is when you ask whether your current insurance is still the right choice. Maybe your premiums have increased. Your family’s needs may have changed. Your practice may have grown. Or you may simply want to know whether another option could offer better coverage or savings.

But as you consider your coverage and costs, there’s another question worth asking: Does it matter where you buy your insurance—and who you buy it from?

We’re Different—On Purpose

Physicians founded TMA Insurance Trust in 1955 with a mission to benefit Texas physicians, their families, and their employees. With no shareholders to answer to, our focus is on the people we serve and the Texas medical community we’ve been part of for more than 70 years.

That starts with your insurance. Through TMA Insurance Trust, you have access to insurance options selected with Texas physicians in mind.

Whatever coverage you’re considering, our advisors provide personalized guidance at no additional cost. And unlike other insurance agents, our advisors aren’t influenced by sales-based commissions because they don’t receive any. That guidance is available year-round, but it can be especially valuable during Open Enrollment, when new group health options may give you an opportunity to reduce your 2027 costs.

But finding the right coverage is only one way we’re here for you.

We're here to help - CLICK HERE or call today
800-880-8181 8:00 – 5:00 CST Monday – Friday

Insurance For Good

Our commitment to physicians goes beyond insurance policies. TMA Insurance Trust funds programs and benefits for physicians and their families. That promise has a name: Insurance For Good.

What can that mean in the life of a Texas physician?

  • Professional Development: Having your CME courses paid for, helping you meet requirements without another expense coming out of your pocket.
  • Physician Wellness: Having access to free, confidential mental health counseling through Anticipate Joy when the demands of medicine become difficult to carry home.
  • Local Connection: Connecting with colleagues, resources, and the larger Texas medical community through County Medical Societies and Member Sections.
  • TMA Member Savings: Paying 25% less for Own-Specialty Long Term Disability insurance, making it more affordable to help protect the income you and your family depend on.
  • Hardship Support: Receiving assistance when a physician or family faces an unexpected crisis.

Different benefits can matter at different points in your life and career. Each reflects what Insurance For Good is about: supporting the Texas medical community in ways that make an impact both personally and professionally—another reason why where you buy your insurance matters.

We’re Here for You This Open Enrollment

Don’t spend your limited free time sorting through plans and carriers. A TMA Insurance Trust advisor will review your current coverage, research other plans, compare costs and benefits, and help you find out if there’s a better choice or an opportunity to save.

Call us today to explore your 2027 options, and we’ll take it from there. Our advisors are available at 800-880-8181, Monday–Friday, 8:00 AM–5:00 PM CST.

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TMA Member Long Term Disability Plan is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. CA COA #1179, NAIC #68241. Contract Series 83500.
1093146-00001-00

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