As the month of November nears, many physicians and practice managers must turn their attention toward health insurance decisions for the coming year. Are you satisfied with your health insurance coverage, and the level of service you have received from your agent? Do you think that you are getting the best value possible for your investment? Find out what you need to know as you prepare to make health insurance decisions for your family and practice.

As your life changes, your needs for health insurance change as well. Perhaps you are about to change employers, complete your residency, open your own practice, get married, or welcome a new child. If so, all of these life changes (and more) can affect your need for health insurance. Because health insurance coverage is part of your essential insurance protection, we are here to guide and support you in making the right choices at the right time. Let us help you choose the right coverage for your needs at the best price available.

There are some people who believe that if they don’t buy health insurance during the Open Enrollment period at the end of the year, they won’t be able to get health insurance until open enrollment begins again. But for physicians in certain circumstances, health insurance may be available at other times. In fact, you may be eligible right now to review your coverage and make changes.

In life, change is inevitable. You may be preparing to welcome a new family member, get married, or change employment; and with any major change, there are many considerations. What some physicians miss at these times is the chance to make adjustments to their health insurance coverage. At TMA Insurance Trust, we can help you navigate the health insurance options that present themselves during these moments of change in your life. Here’s how we can help.

You have invested heavily in your future; putting forth effort, time, and significant expense to get where you are today. As you near the conclusion of your medical residency, you expect a successful career of personal satisfaction and accomplishment. Still, no one can say with certainty what the future holds. If the unexpected should happen, proper insurance coverage will help you meet the unknown head on. What type on insurance should you carry as a resident or fellow? For those who aren’t sure where to start, we have created a package of the most essential insurance products for physicians who are starting out in their careers.

Imagine going to a very nice restaurant. You sit down at a table and the waiter asks for your order. After you place your order he points to the kitchen and says “Please pick it up in 10 minutes. And when you’re done, kindly bring your dishes back to where you got them.”

Is this the type of service you expect from a high quality restaurant?

As the owner of a medical practice, we don’t have to tell you that providing group benefits for your employees can be costly. In fact, you could be paying a significant part of your revenue for employee benefits. So it makes sense that you are entitled to ask this question – am I getting the service that I’m paying for?

It’s no secret that today’s health insurance marketplace can be complex, chaotic and confusing. And as a practice owner, you certainly know that trying to control health insurance costs can be a challenge.

But we found some information that might surprise you. It’s not very well publicized but it could be extremely helpful if you want to gain more control over your health insurance costs.

If you want to go fast, go alone. If you want to go far, go together.

A wise proverb. Maybe not one that immediately comes to mind when you think about health insurance. But if you are an owner of a practice, teaming up with a knowledgeable partner could help you go a long way toward the goal of controlling your health insurance costs.