Every day, our advisors at TMA Insurance Trust speak directly with independent practice owners across Texas. Lately, one message has become incredibly clear: the high cost of group health premiums is placing a greater financial strain on small to midsize medical practices.
As a dedicated physician, you understand the importance of consulting a specialist when a patient presents with a complex, multifaceted condition. You have also likely seen patients delay seeking care simply because they feel overwhelmed by the process.
Many types of insurance are there for unexpected events. Dental coverage works a little differently because its value often shows up in the habits it helps maintain over time. This is especially noticeable with routine dental care.
Families all across Texas are diving into the heart of summer. Whether your weekends are filled with cycling and water sports or the high-energy of Little League baseball and softball, increased activity often means accidents are bound to follow. In fact, a 2023 study found that pediatric baseball and softball injuries alone accounted for more than 1.37 million emergency department visits over a 10-year period.* While none of us can predict exactly when a fall, a twisted ankle, or a fracture might happen, we can certainly prepare for the financial impact of those unpredictable moments.
Dr. Lopez had repeatedly seen the online ads.*
Life insurance in minutes. No medical exam required. Apply online, get covered today.
She already had a policy in place, but it had been set up years ago. With her family growing and her practice evolving, she knew it was time to revisit the numbers. Applying online looked simple, something she could take care of in one sitting without adding more to her busy schedule.
It’s the time of year when travel plans start coming together. Maybe it’s a long weekend with your spouse in the mountains, time with your kids or grandkids at the beach, or a trip abroad that you’ve been looking forward to. It’s time you’ve set aside for yourself and your loved ones, and the last thing you want is for something unexpected to get in the way.
If a sudden injury or illness prevented you from practicing, how long could your business function without you? While many physicians have disability insurance (DI) to cover their mortgage and groceries, those benefits rarely stretch far enough to cover office rent, staff salaries, equipment leases, and more.
At TMA Insurance Trust, we’ve spent years working alongside Texas physicians. We appreciate the path you have taken to get here and the commitment it takes to build your career while balancing so many other demands.
