No matter where you are on your career path, your ability to earn an income is your single most valuable asset. In an instant, your rainy-day savings could disappear, putting you and your family in a difficult financial spot. As a practicing physician with growing responsibilities, you may be paying a mortgage, raising a family, and balancing a more complex financial life.
A serious accident can change everything in an instant. While life insurance generally provides financial protection for death, it's often not enough to cover the impact of a severe injury. The TMA Member Accidental Death and Dismemberment (AD&D) plan, issued by the Prudential Insurance Company of America, can help bridge that gap, offering you and your family the extra protection you need.
You know the importance of guiding patients through major health decisions. They rely on you to explain their choices and help them move forward with confidence. That is the same approach TMA Insurance Trust takes with Medicare Annual Enrollment (AEP) for physicians and their families.
Disability insurance is one of those topics most people would rather avoid, but it’s a crucial subject to consider because it can directly affect your financial well-being. This true experience of how one physician reevaluated his coverage is an example of this. As a TMA Insurance Trust advisor, I've had countless conversations with physicians about their insurance needs. But the one I had with Dr. Demetrius Coombs resonated with me, because it is a perfect example of what we do. Dr. Coombs called because he felt he was paying too much for his existing disability insurance and wanted to get a quote for our exclusive member plan.
Whether you are approaching age 65 and exploring Medicare for the first time or you’re already enrolled, knowing the critical dates and deadlines is essential. Missing a key window of opportunity can affect your coverage, costs, and even your ability to get the plans you need.
Health insurance covers medical treatments, but what about the many other expenses a serious illness can bring? The TMA Member Critical Illness Insurance plan, issued by the Prudential Insurance Company of America, is designed to assist with these additional costs. To help you understand how the plan works and highlight its value, here’s a step-by-step walkthrough.
If you're an independent physician, you might assume your only health insurance option is an individual HMO plan. But what if there is a better way?
As a physician at the start of my career,* I’m always looking for ways to learn from those who’ve been practicing longer than I have. So when one of the senior surgeons I’ve always respected sat down across from me during a quick lunch break between procedures, I listened.
