Are you an independent physician? Would you like better health insurance for 2023? Are you aware you may be eligible for special group health insurance options?

No one plans to have a serious accident. 

As a physician, the difference between instant results and having to wait for days can sometimes have a significant impact. A delay in implementing the right kind of care for a sick patient could drastically alter their outcome.

Winter is once again on its way. And with it comes the threat of severe weather and the risk of accidents on the road and damage to your property. 

A physician’s eligibility for a group PPO plan has historically relied on how many employees they have in their practice. TMA Insurance Trust has researched how to make this preferred coverage available to independent physicians who practice in a partnership without W2 employees. Special options may help you obtain group PPO health insurance for just yourself and your family. 

You know that if you’re an independent practice owner with employed staff, group PPO health insurance is an option for you. But what if for you, practicing as an independent physician means you are truly independent, with no employees?

What happens to your practice if you can’t work? Disability insurance can help keep your household on track financially if you become too sick or injured to work, but what about your practice? Having an emergency savings fund established is beneficial, but in today’s inflationary economy, many practice owners may find that it will no longer keep their practice running for as long as they anticipated. 

Many independent physicians prefer group PPO plans because of their flexibility and more comprehensive coverage. Physicians who do not have employees may think group PPO health insurance isn’t an option for them. TMA Insurance Trust has found solutions that can help put PPO coverage within reach.