As a female physician you’ve worked incredibly hard to be where you are today. Whether you own a thriving practice, or work in a large medical center or hospital, you’ve put in the hours, jumped the hurdles, met the challenges – in short, you’ve paid your dues. So why shouldn’t you be able to get more affordable rates for disability insurance?

The world is changing at mind-boggling speed. It’s hard to predict what our lives will be like in the next 24 hours – let alone in the future.

That said, if our income is exposed to risk – due to the possibility of a serious illness or injury – it could put our long-term financial health in jeopardy.

Being a physician has never been easy. But these days, the challenges seem greater than ever; especially for practice owners. As you work tirelessly for the good of your practice, creating new safety standards and serving the backlog of patients that have been waiting for your expertise, you have other issues to consider as well.

If you are a practice owner, the COVID-19 pandemic and resulting shelter-in-place order is likely taking a toll on your business. Many practice owners have either reduced their staff’s working hours or have had to furlough employees. Though you are concerned for your patients’ and your staff’s health, you’re also rightfully concerned about what the future will bring for your practice.

Recently, many practice owners who have secured group health insurance through TMA Insurance Trust have contacted us with questions about their group benefits. Please know that if you need assistance with benefits questions, we are available to help you.

We all know that for individuals, health insurance renewals and changes happen during the November and December calendar months. But if you’re a practice owner or manager, your group health insurance can renew at any time throughout the year. Whether your plan is up for renewal, or you’re offering group benefits for the first time, we want you to know that TMA Insurance Trust can help you year-round. We do the research, look for superior options, and always provide the best in service. Read on to see how your practice can benefit from getting assistance from our team.

As the month of November nears, many physicians and practice managers must turn their attention toward health insurance decisions for the coming year. Are you satisfied with your health insurance coverage, and the level of service you have received from your agent? Do you think that you are getting the best value possible for your investment? Find out what you need to know as you prepare to make health insurance decisions for your family and practice.

As a practice owner, you are acutely aware of the many considerations that are involved in successfully running your practice. You know the things that make your practice unique, that make it your own. You also know well the extraordinary amount of expenses that you need to cover every month ... the many thousands of dollars that it takes to keep your practice operating. What would happen to your practice if you became sick or were injured and unable to work for an extended period of time?

As a medical practice owner, you work incredibly hard for the benefit of your patients, and you deserve sincere and whole-hearted thanks. We appreciate all the good you do for your patients, your staff, and your community.

One of the ways we have chosen to express our appreciation is by creating the TMA Member Business Overhead Expense plan issued by The Prudential Insurance Company of America. This plan is designed to help protect your practice, and your savings if you become too sick or injured to work. If you don’t already have this coverage, now may be the right time to seriously consider it.