In the midst of your demanding schedule, it's crucial to remember that the clock is ticking on an opportunity that could significantly enhance your health coverage for 2024. Limited-time special options for practice owners and independents are about to run out. These special options may offer access to extensive group PPO coverage and innovative cost-management strategies you may not be aware of.

Options for Practice Owners and Independents

High-quality, ACA compliant group health insurance is the preferred coverage for many practice owners and independent physicians. However, the cost of making comprehensive group coverage available can strain even the most flexible of budgets, and for many independents, group rates and coverage aren’t accessible.

Here’s how these options are helping physicians like you:

• For practice owners looking for group coverage for their new or existing practice, TMA Insurance Trust helps lift the burden of comparing plans and determining your eligibility for little-known special options. These options provide an opportunity to help control the cost to your practice and help you offer your employees a mix of PPO and HMO plans.
• Practice owners with employees looking for group coverage only for themselves: you will likely be eligible as long as you have a tax ID number and one full time employee besides yourself paid under that number.
• Practice owners with staff on their own health coverage (spouse’s plan or another provider) can get “group of one” PPO coverage just for themselves and their family.
• Partners with no W-2 employees: you may be eligible for group coverage only for yourself. You’ll need to provide partnership documentation and the company’s SS4 or recent K-1 (Form 1065).
• Physicians who own or want to start a business with their spouse, or their spouse is their W-2 wage employee: you may qualify for group coverage even without partnership documentation.

TMA Insurance Trust makes accessing superior group health coverage straightforward and simple. In a minimal amount of time, our expert advisors can help make sure you’re maximizing your budget to secure the most comprehensive coverage possible for you, your family, and your practice. We’ll assess your eligibility for these special options, compare plans available to you, and help you implement and maintain your plan of choice.

Act Now for Better Health Coverage

Don’t miss your last opportunity to determine if you qualify for these special options. You only have until the end of the day on Wednesday, December 13th to complete and submit all of your documentation. This will ensure you have no gap in your coverage and that your effective start date is January 1, 2024. Take advantage of our extensive knowledge and support by calling 800-880-8181, weekdays from 8:00 AM to 5:00 PM, CST.

For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.