--- title: Are You Getting the Health Care You Deserve? description: When it comes to your care, TMA Insurance Trust wants to make sure you get the quality health care you deserve. image: https://www.tmait.org/hubfs/January%202022/January_2022_Week_5_Medicare.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/January%202022/January_2022_Week_5_Medicare.png) [Medicare](https://www.tmait.org/blog/topic/medicare) # Are You Getting the Health Care You Deserve? 22 January 2022 As a Texas physician you have devoted your life to caring for others, so when it comes to your own care, TMA Insurance Trust wants to make sure you get the quality health care you deserve. When it comes to Medicare coverage, there are no shortage of options. There are so many options that many people become overwhelmed and pick a plan based solely on price. You’ve probably seen commercials with some Medicare Advantage plans being sold as if they were free. While that may sound enticing, most physicians actually prefer Original Medicare supplemented with the right Medicare supplement plan. Medicare supplement plans are also known as Medigap plans because they help pay the difference in expenses or the “gap” that Original Medicare (Parts A and B) do not cover. Here are just three reasons why a Medicare supplement plan can help you get the health care you deserve: ## Stay With Physicians You Trust With a Medicare supplement plan, as long as the physicians on your medical team accept Medicare, you won’t ever need to switch. Open communication, trust and mutual respect are essential in a healthy physician-patient relationship. You know them and just as importantly, they know you. They understand your medical history, medications, communication style and health-related behaviors and attitudes. Medicare supplement plans (also known as Medigap plans) don’t have restricted networks which are constantly subject to change as providers join and drop out at any moment. Some network plans are so focused on cost containment that they are heavily dependent on nurse practitioners. You deserve direct access to the physicians you respect and trust. The right Medicare supplement plan helps make such quality care, affordable. [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/7829f8f8-700e-43fb-8af1-1dfc68feb7ae.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/7829f8f8-700e-43fb-8af1-1dfc68feb7ae)***[800-880-8181](tel:800-880-8181) 8:00 – 5:00 CST Monday – Friday*** ## Maintain Control Over Health Care Decisions Unlike some network plans, with a Medicare supplement plan nobody is going to require you to get a referral to see specialists. As a trained and experienced physician with decades of practice, no one understands better than you the need to take an active role in your health. You know when it’s time to see a specialist and with a Medigap plan, you can do so without a referral. No prior authorization form will come between you and your care. ## Protect Your Health and Your Retirement As our bodies age, caring for our health becomes more complex. The right Medicare supplement plan will help protect both your health and your retirement. It will protect your health by providing direct access to skilled specialists and a medical team you can trust. The right Medigap plan protects your retirement by having the insurance company pay for your care instead of draining your retirement fund. Also, Medicare supplement plans have nationwide coverage. You don’t have to worry that crossing state lines will take you out of your coverage area. You’ve earned your freedom. Medicare supplement insurance helps you enjoy it. ## Which Medicare Supplement Plan is Right for You? Selecting a Medicare supplement plan is like any other health care decision. There are different Medicare supplement plans to consider, so selecting the right plan that meets your individual needs is an important, yet complex decision. TMA Insurance Trust’s experienced advisors have helped hundreds of physicians across Texas with their health insurance needs. We will help you understand your options and shop for the best plans with the best possible rates that will bridge your coverage gaps - as well as the right prescription drug plan for your situation. Contact us today for a no-cost, no obligation consultation. [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/e225e22c-eea0-405c-b027-0babe38d77d5.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/e225e22c-eea0-405c-b027-0babe38d77d5) For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Medicare ](https://www.tmait.org/blog/topic/medicare) [, Retired Physicians ](https://www.tmait.org/blog/topic/retired-physicians) [, Medicare Part D ](https://www.tmait.org/blog/topic/medicare-part-d) [, Medigap ](https://www.tmait.org/blog/topic/medigap) [, Medicare Supplement ](https://www.tmait.org/blog/topic/medicare-supplement) ** [Nearing Retirement](https://www.tmait.org/blog/topic/nearing-retirement) [**Previous Entries](https://www.tmait.org/blog/help-protect-your-income-from-accidental-injuries) [Next Entries**](https://www.tmait.org/blog/guaranteed-acceptance-for-20000-of-tma-member-critical-illness-insurance-until-february-25th) ## Recommended Posts ### [Medicare Is Complicated – Getting Help Is Easy](https://www.tmait.org/blog/medicare-is-complicated-getting-help-is-easy) ### [Close the Medicare Gap with the Right Supplement and Part D Coverage](https://www.tmait.org/blog/close-the-medicare-gap-with-the-right-supplement-and-part-d-coverage) ### [Medicare After 65: How to Avoid Costly Mistakes If You Keep Working](https://www.tmait.org/blog/medicare-after-65-how-to-avoid-costly-mistakes-if-you-keep-working) ### [Is Your Insurance Retirement Ready?](https://www.tmait.org/blog/is-your-insurance-retirement-ready-medicare) ### [Don’t Let These Coverage Gaps Surprise You in Retirement](https://www.tmait.org/blog/dont-let-these-coverage-gaps-surprise-you-in-retirement-medicare) ### [Medicare Annual Enrollment – Avoid Costly Gaps and Lifelong Penalties](https://www.tmait.org/blog/medicare-annual-enrollment-avoid-costly-gaps-and-lifelong-penalties) ### [Ready, Get Set, Mark Your Calendars - 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