Nearly all physicians are diligent about securing comprehensive health insurance coverage, yet a surprising number opt out of dental insurance. Overlooking this important coverage can have a significant impact on your health. 

As a physician, you understand better than most that prescription medications help protect both our health and quality of life. Yet prescriptions can be costly. Like all health-related expenses, prescription prices are rising and pose a growing challenge to retirement nest eggs.

Fortunately for those enrolled in Medicare, Part D coverage helps to significantly reduce the cost of medications. However, there are strict limitations on when you can enroll. To save the most on your prescriptions, it’s all about timing.

Summer is here. And with the warmer weather we see families getting out and enjoying more outdoor activities.

Many independent physicians prefer group PPO plans because of their flexibility and more comprehensive coverage. Physicians who do not have employees may think group PPO health insurance isn’t an option for them. TMA Insurance Trust has found solutions that can help put PPO coverage within reach.

As a woman physician, one of your biggest allies in helping to keep your financial foundation secure is disability insurance. However, the cost of disability insurance may be a barrier that’s kept you from obtaining this necessary coverage. Premium rates for individual long-term disability insurance policies are typically 40-50% higher for women than for men. If you do have disability insurance, your coverage may have severe limitations you’re not aware of. 

They’re two of our most precious assets – our health and our income.

In many ways they’re inter-connected. If we’re not healthy it can have a big impact on our income. If we’re sick or injured and can’t work for a long period of time that could result in serious financial loss.

Working with physicians for over 65 years, we’ve seen this happen firsthand.

Just because you are over 65 doesn’t mean you are ready to leave the profession you love. According to the Bureau of Labor Statistics, over 10 million Americans have reached the traditional retirement age but aren’t ready to stop just yet. Many of your fellow physicians across Texas feel the same way.

A healthy smile never gets old, and neither does saving money. As we age, maintaining good dental health becomes more important, and more expensive. TMA Insurance Trust is here to help.