As a Texas physician you have devoted your life to caring for others, so when it comes to your own care, TMA Insurance Trust wants to make sure you get the quality health care you deserve.

You can’t predict the future, but you can help protect it – at least when it comes to your finances. That’s the thinking that underlies disability insurance.

Nobody knows if, or when, they might have an injury or illness that could prevent them from working – particularly at this time when we’re seeing a dramatic upsurge in new cases of Covid-19. Without work, for most physicians, that would mean their income would diminish significantly or stop altogether.

Disability insurance is there to provide income at those times and is therefore considered an essential safety net to help protect our finances. That said, we find that many physicians – even those who currently have some disability insurance – may not have enough coverage, leaving their financial future vulnerable.

A dislocated shoulder from a fall during a hike, a broken ankle during a football game-–as a physician, you’re familiar with how to physically treat these kinds of injuries. But are you prepared financially if they happen to you or someone in your family? Your health insurance will cover a good portion of your medical bills, but additional medical and non-medical expenses can accumulate quickly. Accident insurance covers medical and non-medical expenses to help bridge the gap between your health insurance and these additional out of pocket expenses. A cash benefit is paid directly to you upon diagnosis of a covered, accidental injury.

We don’t have to tell you about the importance of good oral health. You know better than most that a healthy mouth can be an important factor in terms of our overall physical health.

Like other insurance agencies, TMA Insurance Trust is a full-service insurance agency with a staff of professional agent-advisors who have years of experience. But that is where the similarities end. Here are four exclusive advantages for members from TMA Insurance Trust you may not be aware of.

Physicians know that preventive care and early detection is so important when it comes to physical health. The same can be said of dental health. In fact, in recent years, research has uncovered a correlation between regular dental checkups and good physical health. In this article, we’ll explore that link, and talk briefly about the importance of dental insurance.

Open Enrollment will be over soon. But there’s still time to take advantage of opportunities to get a higher quality insurance plan potentially at a lower cost than what you may be paying now.

One such opportunity may appeal to solo and small practice owners who want the greater freedom and choice of a PPO health insurance plan.

“You get what you pay for” is a timeworn adage that, while simple, conveys a profound truth: paying less often means getting less. When independent practice owners start to research health insurance options, price is often the biggest deciding factor--for valid reasons. But if you rely solely on price, when you have a medical emergency, you may find your insurance coverage is sorely lacking. The difficulty is finding the balance between obtaining comprehensive insurance coverage that will provide the kind of coverage you need and keeping the practice’s budget in check. It’s a balance that’s become even more crucial during the pandemic.