As a physician, you recognize the importance of protecting your income and securing financial stability for yourself and your loved ones. Disability insurance is a crucial part of this protection. By being a TMA member, you gain the opportunity to help safeguard your income with a benefit of up to $5,000/month without the need for income verification. However, with full underwriting, members can get up to $15,000/month. These benefits are paid regardless of any other coverage you may have.

As a Texas physician, your dedication to the practice of medicine is unwavering. But what if the future you’ve worked so hard to build is suddenly thrown into uncertainty? Recent times have reminded us how quickly life can change, often catching us off guard. That's why it's crucial to have a plan in place to protect your family. TMA Insurance Trust collaborates with leading carriers in Texas to help you secure life insurance—a practical solution offering an extra layer of financial support during tough times for your loved ones. This ensures that your family’s dreams and aspirations can still be realized, even in your absence.

Life is unpredictable and full of surprises; some pleasant, and others not. The abrupt and unexpected diagnosis of a critical illness falls into the latter category. It goes beyond threatening your health and disrupting your daily routines; your family's financial security is also at risk. Taking proactive measures becomes imperative.

When you or a loved one receives a serious illness diagnosis, quick decisions are crucial. In those urgent moments, financial concerns often take a back seat as you focus on the best possible outcome, regardless of the cost. Critical illness insurance steps in to help provide the extra funds you need during uncertain times.

The unexpected nature of illness is in the numbers; every 40 seconds, someone in the United States experiences a myocardial infarction.¹ In 2022 alone, nearly 1.9 million new cancer cases were diagnosed nationwide,² with 139,320 of those cases projected to occur in Texas.³ These statistics represent individuals facing health battles and daunting economic setbacks.

A physician's life is constantly changing. Every day brings new challenges and responsibilities that can significantly impact your health and financial well-being. Protecting the security of yourself and your family's future is, without a doubt, your priority. If a sudden health issue should disrupt your ability to work, ask how this would affect your current lifestyle.

With the New Year upon us, one common resolution is to save money, which is particularly important for physicians managing many insurance policies. An effective way to turn this resolution into reality is by exploring potential savings and discounts on auto and home insurance. TMA Insurance Trust has made reviewing, simplifying, and comparing your policies easy.

In the midst of your demanding schedule, it's crucial to remember that the clock is ticking on an opportunity that could significantly enhance your health coverage for 2024. Limited-time special options for practice owners and independents are about to run out. These special options may offer access to extensive group PPO coverage and innovative cost-management strategies you may not be aware of.