If you're a Texas physician who is an independent contractor or locum tenens, you're likely grappling with two painful realities: the rising costs of health insurance and the frustration of being limited to individual HMO plans when you prefer the flexibility and control of a PPO. With individual PPO plans unavailable in Texas, finding comprehensive coverage that works for you may seem out of reach. But it doesn't have to be.

Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.

Open Enrollment brings the opportunity to take a closer look at your health coverage. For many practice owners and managers, it’s also when rising premiums become a familiar frustration. However, the good news is that this is the time of year when limited special options become available.

As the year draws to a close and Open Enrollment quickly approaches its final days, a valuable opportunity remains to secure health insurance that aligns with your practice’s priorities. With options that may improve your coverage for 2025, this limited window offers an ideal chance to review and secure your best coverage option.

We often use countdowns to mark the days until major milestones—a new year, a new child, or any significant event we’re excitedly anticipating. That ticking clock reminds us to prepare and ensure we’re ready for what’s coming next. With the new year on the horizon, now is the time to get the right health insurance coverage in place for 2025. Open Enrollment for individual health coverage ends soon, and while group coverage isn’t bound by this deadline, some special options are. Don’t miss this ideal moment to reassess your plan and explore coverage that may better align with your needs and could potentially help you manage costs.

Time is running out— only two weeks remain to access exclusive group health insurance options through TMA Insurance Trust. These options provide flexibility, offering group coverage for your practice, yourself, and your family. Don’t miss out on these limited-time opportunities!

For many Texas physicians, accessing group PPO health insurance may seem out of reach, especially with rising premiums and healthcare costs. But with TMA Insurance Trust, you don’t need to search endlessly to find the right coverage to fit your needs and budget. We’ve researched and uncovered special options that can help both practice owners and independent physicians secure the coverage they deserve. These options could be the key to unlocking better coverage for you, your family, and your practice.

Did you know special group health insurance options are available for practice owners and independent physicians during Open Enrollment? Whether you have employees, practice solo, work alongside your spouse, or are considering opening a new practice, these special options may provide access to group health insurance, including PPO plans. They offer flexible, cost-effective coverage for your staff, yourself, and your family.