THE CLOCK IS TICKING
If you want your taxes done, most likely, you see an accountant. If you want a faucet fixed you call a plumber. If you have a toothache you go to a dentist.
No one knows this better than those in the medical profession. Some jobs simply call for a specialist. The same holds true when it comes to trying to manage, or control, your health insurance costs.
Health Insurance Open Enrollment has begun and is only open for a brief time: until December 15. Now is the time for Texas physicians to make important health insurance decisions for themselves, their families, and any of their practice staff. TMA Insurance Trust advisors are ready to help you find the right group coverage and assist you with health insurance enrollment before the deadline.
It’s no secret that today’s health insurance marketplace can be complex, chaotic and confusing. And as a practice owner, you certainly know that trying to control health insurance costs can be a challenge.
But we found some information that might surprise you. It’s not very well publicized but it could be extremely helpful if you want to gain more control over your health insurance costs.
If you want to go fast, go alone. If you want to go far, go together.
A wise proverb. Maybe not one that immediately comes to mind when you think about health insurance. But if you are an owner of a practice, teaming up with a knowledgeable partner could help you go a long way toward the goal of controlling your health insurance costs.
If it’s not broken, don’t fix it. A good strategy for some things – like your vacuum cleaner, or lawn mower. But maybe not for everything – like your Medicare prescription drug plan.
It’s that time of year again – the Medicare Annual Enrollment Period (AEP) – when you can make changes to your Medicare coverage, including your prescription drug plan (Medicare Part D).
If you are a practice owner, you know your staff wants quality health insurance coverage. However, you may feel that offering such benefits would not be financially viable. If this is the case, we want you to be aware of some little-known waivers that may make offering quality health insurance coverage an option for your practice.
For many physicians, November and December may be the busiest time of year. As the weather cools, people spend more time indoors and the cold and flu season comes into full swing. That is not the only reason some physicians’ offices are so busy - many Texans have suddenly become aware that their insurance benefits and/or flexible spending accounts will expire at year’s end, so they pick up the phone and schedule all of the necessary appointments. Your schedule may be getting tighter than ever - and now you realize that Health Insurance Open Enrollment has begun and you need to secure coverage for your family and practice! The timing could not be worse.
If you are concerned about the rising costs and limited health insurance options for independent physicians in Texas, we may have good news for you. TMA Insurance Trust has discovered some little-known waivers to help you obtain and afford the PPO coverage you prefer.
