Did you know special group health insurance options are available for practice owners and independent physicians during Open Enrollment? Whether you have employees, practice solo, work alongside your spouse, or are considering opening a new practice, these special options may provide access to group health insurance, including PPO plans. They offer flexible, cost-effective coverage for your staff, yourself, and your family.

As an independent physician working as a locum tenens, a contractor, or within a hospital system but without employer-sponsored health insurance, you might not realize that you can still qualify for group health insurance. While many of your peers in corporate environments benefit from employer-sponsored coverage, you deserve access to similar benefits. Fortunately, with Open Enrollment Special Options from TMA Insurance Trust, you may qualify for group PPO coverage—known for its flexibility and ability to see specialists without referrals—so you don't have to settle for an individual HMO. This could open doors to better health insurance, giving you the control and quality of care you prefer.

Physicians are facing important decisions about health insurance coverage for the year ahead. Many small practice owners and independent physicians without employees might assume their coverage options are limited to individual health insurance—either an HMO plan or a short-term plan that only provides very limited and temporary coverage. However, there may be more options available than you think.

Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.

With Open Enrollment just around the corner, now is the perfect time to evaluate your health insurance options. This crucial window, leading up to Open Enrollment, allows you to explore and compare various plans, positioning yourself to choose the coverage that fits your needs for the year ahead. By preparing early, you’ll be ready to make informed decisions once Open Enrollment begins.

As winter approaches, now is the perfect time to review your auto and homeowners insurance. While Texas winters may be milder than in other regions, severe weather can still strike unexpectedly. At TMA Insurance Trust, we can help ensure your policies provide the best protection for your home and vehicle—while also finding ways to save you money.

Retirement marks an exciting new chapter, offering opportunities to pursue personal passions or spend more time with family. However, it also brings significant changes to your financial and insurance needs. After years of serving patients and building a career, it’s time to start thinking about how your insurance coverage needs will shift. The benefits you've relied on through your employer might no longer be available once you step away from practice.

Life moves fast, and accidents can happen when you least expect them. While you can't control when or where an accident might occur, you can help control the financial impact it has on your family by ensuring they are protected in case of an unexpected event.