As Health Insurance Open Enrollment draws to a close, you as an independent practice owner have very little time left to make important health insurance decisions for yourself and your staff. If you still need to make these decisions for your small practice, the advisors at TMA Insurance Trust are here to help you.
We want to remove the burden of shopping for health insurance from your shoulders. Our advisors are licensed insurance agents who specialize in researching the right coverage for independent practice owners like you, whether you need insurance for yourself alone or for you and your practice staff. We have years of experience helping small practices get the best possible coverage at the best possible price, from the most highly rated health insurance carriers in Texas. What is more, our advisors do not receive sales-based commissions, so you can be sure that their recommendations are in your best interests. All the work we do is provided at no cost to you.
Helping Your Small Practice Succeed
A vital part in running a successful medical practice is balancing incoming revenue and outgoing expenditures. One major expenditure that practice owners and managers need to consider is the cost of providing health insurance benefits. At TMA Insurance Trust, we have found a way that may help certain practices manage their health insurance costs. Today, if a medical practice offers a group health insurance plan, most carriers require 75% of employees to participate in the plan, and the practice must pay 50% of employees’ premiums. This prevents many small practices from being able to offer quality health insurance to their staff. But we can help you utilize two limited-time waivers that could make group PPO coverage accessible.
If you are a practice owner, have one full-time employee in addition to yourself, and a tax ID number, we may be able to help your practice change the way you offer health insurance. You could:
• Contribute as much (or as little) as you choose to your employee’s health insurance premiums; and
• Do away with a minimum number of participants.
In some cases, you as a practice owner could enjoy the group PPO health insurance coverage you really want, while making quality health insurance accessible to your employees with no expense to your practice.
Help for Your Practice in the Final Hours of Open Enrollment
It’s not too late to get the health insurance coverage you and your staff deserve – but it is vital to act now; you need to have enough time to apply before the deadline. Your practice must enroll before December 12, 2018 so that all the necessary paperwork will be complete and you will have coverage in place for a January 1 effective date.
Whether you are looking to secure group coverage for the first time or need to renew your coverage, our advisors are ready to serve you. At TMA Insurance Trust, serving Texas physicians is our first priority. Contact us right away to schedule your appointment with one of our helpful advisors before this opportunity for your small practice expires.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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