--- title: Enjoy Summer Savings on Your Auto Insurance description: Beautiful weather often means outdoor activities and more driving. As you spend more time in your vehicle, could you be saving money as well? image: https://www.tmait.org/hubfs/May%202021/May_2021_Week_4_Auto_Insurance.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/May%202021/May_2021_Week_4_Auto_Insurance.png) [Auto Insurance](https://www.tmait.org/blog/topic/auto-insurance) # Enjoy Summer Savings on Your Auto Insurance 3 August 2024 Here in Texas, we enjoy our beautiful sunny weather, and we’re happy that winter is over! Beautiful weather often means outdoor activities and more driving. As you spend more time in your vehicle, could you be saving money as well? This week we’ll discuss several savvy ways you could save on your auto insurance premium. ## Your Rate May Increase Unnoticed Some drivers don’t know that rates on their auto policies increase over time. Over a period of years, this could amount to hundreds of dollars a year. Have you missed a chance to receive a better rate, or any valuable discounts? ## Save a Bundle with Bundling You may know that bundling your auto and homeowners plans with the same insurance company can save you money. You could save up to 20% with a multi-policy discount, and enjoy the added convenience of having less paperwork. Many companies also offer additional discounts, including anti-theft, good driver, and student driver policy options. *You can also enjoy the exclusive TMA member discount by working with TMA Insurance Trust for your auto insurance*. [![Have questions about your insurance needs? We're here to help - click here or call today](https://no-cache.hubspot.com/cta/default/400074/9c6a77ef-891e-4d54-a6d5-61e3d0fc69d0.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/9c6a77ef-891e-4d54-a6d5-61e3d0fc69d0) [***877-755-9576***](tel:877-755-9576) ## Should you Increase Your Deductible? If you want to lower your premiums, you may consider raising your comprehensive and collision deductibles. There are pros and cons to this strategy. Taking a higher deductible could work to your benefit if you’re a good driver and haven’t had any claims for several years. For example, let’s say you increase your deductible from $500 to $1,000. This means you assume more risk; therefore your yearly premium will decrease. If your car is damaged for any reason and the repair work costs $3,000, the insurance company would pay $2,000. On the other hand, if the damage to your car was minimal and the body shop only charged $700, you would absorb that cost. ## Ready to Find Out if You Can Save? TMA Insurance Trust has made the shopping process easier than ever. With just a few minutes at MyLifeProtected, available through the TMA Insurance Trust website, you can compare your current premium to the best rates in your area and get a quote - without having to speak with an agent. If you do want personal assistance, you can contact an agent to develop a quote for you by calling [877-755-9576](tel:877-755-9576). Whatever your personal preference, TMA Insurance Trust has made it quick and easy to find out how much you can save this summer! [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/a82f65f0-8d44-48d5-8e12-41f4f9b011bd.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/a82f65f0-8d44-48d5-8e12-41f4f9b011bd) For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Auto Insurance ](https://www.tmait.org/blog/topic/auto-insurance) ** [**Previous Entries](https://www.tmait.org/blog/planning-to-work-past-65-see-what-medicare-says-about-that) [Next Entries**](https://www.tmait.org/blog/help-protect-your-smile-and-your-budget-with-dental-insurance) ## Recommended Posts ### [Resolve to Save More on Auto and Home Insurance](https://www.tmait.org/blog/resolve-to-save-more-on-auto-and-home-insurance) ### [Winterize Your Coverage: Review Your Auto and Home Insurance](https://www.tmait.org/blog/winterize-your-coverage-review-your-auto-and-home-insurance) ### [New Year, New Savings: Lower Your Auto & Home Insurance Costs](https://www.tmait.org/blog/new-year-new-savings-lower-your-auto-home-insurance-costs) ### [Navigating Storms: Secure Savings on Your Home and Auto Insurance](https://www.tmait.org/blog/navigating-storms-secure-savings-on-your-home-and-auto-insurance) ### [New Year, New Savings - 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