Whether you work in a hospital or in an office setting, you no doubt recognize the benefits of collaborating with specialized medical professionals. No one physician can do it all, instead you work together to provide the best possible care to your patients. The same applies to insurance. Your comprehensive health insurance is vital to maintaining your health–but it can’t do it all. If you become seriously ill, high deductibles, copays and maximum benefit limits can quickly cause financial strain during an already stressful time.
TMA Member Critical Illness Insurance is specialized, supplemental insurance that can help protect your financial assets in the event of a sudden, serious illness. Until February 25th, if you are a member under the age of 65, you are guaranteed acceptance for $20,000 of TMA Member Critical Illness Insurance. Members can also apply for up to $250,000 of coverage.
Don’t Pay Out of Pocket, Put Money IN Your Pocket
Upon diagnosis of a covered illness, the TMA Member Critical Illness Insurance will pay out a lump sum of $20,000 directly to you. You determine how the payment is used. Put it toward your high deductible, pay for medications or use it for out-of-pocket medical and non-medical expenses—the choice is yours. Your lump sum payment can help protect your hard earned income and savings so you can keep your focus on recovering your health.
Covered illnesses and the percentage of benefits paid out upon diagnosis are:
- Cancer (Invasive) – 100%
- Alzheimer’s Disease – 100%
- Heart Attack – 100%
- Major Organ Failure – 100%
- Renal (Kidney) Failure – 100%
- Stroke – 100%
- Cancer (Non-invasive, other than skin cancer) – 25%
- Multiple Sclerosis – 25%
- Occupational HIV Infection – 25%
- Parkinson’s Disease – 25%
- Severe Coronary Disease – 25%
- Terminal Illness – 25%
There are NO medical questions asked and NO underwriting. Your diagnosis is all that is needed to receive your payment. Another major advantage of the TMA Member Critical Illness Insurance is that as long as you are a TMA Member, this coverage stays with you regardless of any changes in your employment situation.
Include Your Family
Upon your enrollment, your spouse or domestic partner becomes eligible for guaranteed acceptance of $10,000 of TMA Member Critical Illness Insurance. They must also be under the age of 65 and enroll themselves in order to activate their coverage. You also have the option to cover your family and apply for up to a total of $250,000 of Critical Illness Insurance.
Start Your Coverage
No one is immune to sudden, serious illness. The TMA Member Critical Illness Insurance is like PPE for your finances should you become seriously ill. Add this layer of supplemental insurance to your primary health insurance and help protect what you, your family and your future financial goals depend on.
Getting coverage can be easy. Click the link below to begin or call one of our member specialists to activate your coverage today. We’re ready to assist you at 1-800-880-8181, Monday through Friday, 7:30 to 5:30, CST.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.