--- title: Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance for Members Under Age 65 description: Your comprehensive health insurance is vital to maintaining your health–but it can’t do it all. image: https://www.tmait.org/hubfs/February%202022/February_2022_Week_1_Critical_Illness.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/February%202022/February_2022_Week_1_Critical_Illness.png) [Critical Illness Insurance](https://www.tmait.org/blog/topic/critical-illness-insurance) # Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance for Members Under Age 65 5 February 2022 Whether you work in a hospital or in an office setting, you no doubt recognize the benefits of collaborating with specialized medical professionals. No one physician can do it all, instead you work together to provide the best possible care to your patients. The same applies to insurance. Your comprehensive health insurance is vital to maintaining your health–but it can’t do it all. If you become seriously ill, high deductibles, copays and maximum benefit limits can quickly cause financial strain during an already stressful time. TMA Member Critical Illness Insurance is specialized, supplemental insurance that can help protect your financial assets in the event of a sudden, serious illness. **Until February 25th, if you are a member under the age of 65, you are guaranteed acceptance for $20,000 of TMA Member Critical Illness Insurance**. Members can also apply for up to $250,000 of coverage. [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/f1028049-dc7a-4f66-bc55-4d7e534d3cd2.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/f1028049-dc7a-4f66-bc55-4d7e534d3cd2)***[800-880-8181](tel:800-880-8181) 7:30 – 5:30 CST Monday – Friday*** ## Don’t Pay Out of Pocket, Put Money IN Your Pocket Upon diagnosis of a covered illness, the TMA Member Critical Illness Insurance will pay out a lump sum of **$20,000 directly to you**. You determine how the payment is used. Put it toward your high deductible, pay for medications or use it for out-of-pocket medical and non-medical expenses—the choice is yours. Your lump sum payment can help protect your hard earned income and savings so you can keep your focus on recovering your health. Covered illnesses and the percentage of benefits paid out upon diagnosis are: - Cancer (Invasive) – 100% - Alzheimer’s Disease – 100% - Heart Attack – 100% - Major Organ Failure – 100% - Renal (Kidney) Failure – 100% - Stroke – 100% - Cancer (Non-invasive, other than skin cancer) – 25% - Multiple Sclerosis – 25% - Occupational HIV Infection – 25% - Parkinson’s Disease – 25% - Severe Coronary Disease – 25% - Terminal Illness – 25% There are NO medical questions asked and NO underwriting. Your diagnosis is all that is needed to receive your payment. Another major advantage of the TMA Member Critical Illness Insurance is that as long as you are a TMA Member, this coverage stays with you regardless of any changes in your employment situation. ## Include Your Family Upon your enrollment, your spouse or domestic partner becomes eligible for guaranteed acceptance of $10,000 of TMA Member Critical Illness Insurance. They must also be under the age of 65 and enroll themselves in order to activate their coverage. You also have the option to cover your family and apply for up to a total of $250,000 of Critical Illness Insurance. ## Start Your Coverage No one is immune to sudden, serious illness. The TMA Member Critical Illness Insurance is like PPE for your finances should you become seriously ill. Add this layer of supplemental insurance to your primary health insurance and help protect what you, your family and your future financial goals depend on. Getting coverage can be easy. Click the link below to begin or call one of our member specialists to activate your coverage today. We’re ready to assist you at 1-800-880-8181, Monday through Friday, 7:30 to 5:30, CST. [![ACTIVATE YOUR COVERAGE NOW](https://no-cache.hubspot.com/cta/default/400074/b90fcaa3-c78b-41dc-a3a2-8e18736ceff3.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/b90fcaa3-c78b-41dc-a3a2-8e18736ceff3)[![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/0002c54b-d442-4272-b587-fabb93e28c71.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/0002c54b-d442-4272-b587-fabb93e28c71) For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Critical Illness Insurance ](https://www.tmait.org/blog/topic/critical-illness-insurance) ** [**Previous Entries](https://www.tmait.org/blog/guaranteed-acceptance-for-20000-of-tma-member-critical-illness-insurance-until-february-25th) [Next Entries**](https://www.tmait.org/blog/help-protect-your-financial-health-with-20000-of-tma-critical-illness-insurance) ## Recommended Posts ### [Avoiding The High Cost of Silent Illnesses](https://www.tmait.org/blog/avoiding-the-high-cost-of-silent-illnesses-critical-illness) ### [A View from the Other Side of the Stethoscope](https://www.tmait.org/blog/a-view-from-the-other-side-of-the-stethoscope-critical-illness) ### [When a High-Deductible Health Plan Meets Critical Illness](https://www.tmait.org/blog/when-a-high-deductible-health-plan-meets-critical-illness) ### [You Treat Illness, But Can You Afford It? Secure Your $20K Benefit](https://www.tmait.org/blog/you-treat-illness-but-can-you-afford-it-secure-your-20k-benefit) ### [Critical Illness Protection: Your TMA Member Plan Explained](https://www.tmait.org/blog/critical-illness-protection-your-tma-member-plan-explained) ### [$20,000 in Critical Illness Coverage: Don't Miss this Valuable Membership Benefit](https://www.tmait.org/blog/20000-in-critical-illness-coverage-dont-miss-this-valuable-membership-benefit) ### [Two Powerful Guarantees: Critical Illness Coverage Designed for Texas Physicians](https://www.tmait.org/blog/two-powerful-guarantees-critical-illness-coverage-designed-for-texas-physicians) ### [Secure $20,000 of Critical Illness Coverage for You, $10,000 for Your Partner](https://www.tmait.org/blog/secure-20000-of-critical-illness-coverage-for-you-10000-for-your-partner) ## Speak with a TMA Insurance Trust Advisor: **This coverage is not health insurance coverage (often referred to as “major medical coverage”)**.   **This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.**   Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. 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