Doing the same thing the same way can sometimes be beneficial. As a physician, you have protocols of care that you follow for particular illnesses and diseases. But if a new, better form of treatment became available, would you dismiss it, or would you investigate its usefulness to your patients?

Are you feeling “sticker shock” over the price of group health insurance for your practice this year? If you have to pay more, let’s make sure every dollar counts and that you’re getting the most comprehensive health insurance possible for yourself and your practice. Here’s how TMA Insurance Trust is advocating for practice owners during Open Enrollment. 

Are you an independent physician? Would you like better health insurance for 2023? Are you aware you may be eligible for special group health insurance options?

At TMA Insurance Trust, we do not yet know the full scope of the rate increases for 2023 health insurance premiums, but we anticipate that they could be significant. While we can’t prevent that, we can tell you that you have an opportunity to lock in a lower 2022 rate for the next 12 months. If you currently have an individual HMO health insurance plan, there are special options available that could help you qualify for group health insurance and take advantage of this as well.

A physician’s eligibility for a group PPO plan has historically relied on how many employees they have in their practice. TMA Insurance Trust has researched how to make this preferred coverage available to independent physicians who practice in a partnership without W2 employees. Special options may help you obtain group PPO health insurance for just yourself and your family. 

You know that if you’re an independent practice owner with employed staff, group PPO health insurance is an option for you. But what if for you, practicing as an independent physician means you are truly independent, with no employees?

Many independent physicians prefer group PPO plans because of their flexibility and more comprehensive coverage. Physicians who do not have employees may think group PPO health insurance isn’t an option for them. TMA Insurance Trust has found solutions that can help put PPO coverage within reach.