Whether you already own your own home or plan on relocating in retirement, there are several opportunities for you to save money on homeowners insurance, if you or your spouse is 55 years of age or older. An advisor can review your current policy to determine if you are paying more than necessary, and help you take advantage of some industry savings that may be available to you at this stage in life.
In response to the economic crisis this year, we know that the Federal Reserve dropped interest rates to historic lows. This inspired many homeowners to refinance and benefit from lower mortgage rates in the long term. But some homeowners may be overlooking another source of potential savings! Could you benefit from lower rates on your homeowners insurance?
If you can spend less and receive the same benefits, why not save money? Especially during these challenging times, saving money on essential items is important. One way to grab easy savings is to see if you are paying too much for your automobile and homeowners insurance.
No one understands Texas physicians better than the TMA - that’s why, in 1955, the TMA Insurance Trust was founded. Our goal is to take care of your needs like no other insurance company can. One of the ways we are striving to do this is by expanding our coverage and making more insurance products available to our valuable members.
It is very common to hear that you can save money on your auto and/or homeowners insurance. You hear it so often, in fact, that perhaps you tend to tune the message out. So when we suggest that you could save by getting a quote from TMA Insurance Trust, why should you listen this time?
Many consumers may not be aware that rates on some auto and homeowners policies increase over time. Over a period of years, this could amount to hundreds of dollars a year, along with missed opportunities for receiving valuable discounts.
You have spent years investing in your education, working long hours in a high-stress environment, managing your funds wisely. In time you have been able to enjoy the benefits of all your hard work, including a luxury home and elegant automobile. Sadly, many physicians have not obtained proper coverage for their finer vehicles and homes, and have left themselves open to substantial financial loss.
According to recent data by the National Association of Insurance Commissioners, Texas has the third-highest homeowners insurance premiums in the United States. One of the reasons for this is that Texas has a high level of insurance claims due to bad weather. If you would like to protect your home and reduce the risk of damage, thereby reducing the overall cost of insuring your home, consider the following renovations and upgrades.
