--- title: Last Chance – Your Guaranteed Acceptance For $20,000 of Critical Illness Insurance Ends March 31st description: The need for critical illness insurance has never been greater. Most health insurance plans today come with high deductibles, high copays, and network limitations. image: https://www.tmait.org/hubfs/March%202020/March_2020_Week_3_Critical_Illness.png --- - [800-880-8181](tel:800-880-8181) - [CONTACT US](https://www.tmait.org/contact) - [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/) [![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/) Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians ![](https://www.tmait.org/hubfs/March%202020/March_2020_Week_3_Critical_Illness.png) [Critical Illness Insurance](https://www.tmait.org/blog/topic/critical-illness-insurance) # Last Chance – Your Guaranteed Acceptance For $20,000 of Critical Illness Insurance Ends March 31st 21 March 2020 If you were diagnosed with a critical illness, you know that decisions would have to be made with a high degree of urgency. At that time, you would not be thinking about the financial implications of your condition. You would likely use all the resources at your command to establish a treatment plan for the best possible outcome. But soon it would be clear that you could face a staggering amount of expenses – both medical and non-medical. That is when the value of critical illness insurance can be most appreciated. ## March 31st Is The Deadline Right now is another important moment to take a quick action – one that could be vital to your finances if you are ever diagnosed with a critical illness. March 31st is the deadline for our offer of **guaranteed acceptance for $20,000 of critical illness insurance.** If you are a TMA member under age 65 – and you enroll before March 31st – your acceptance is guaranteed for the TMA Member Critical Illness Plan issued by** The Prudential Insurance Company of America.** If you apply before the deadline there will be no questions asked. There will be no underwriting. **You are pre-approved – so you cannot be turned down for any reason.** ## This Plan Complements Your Health Insurance The need for critical illness insurance has never been greater. Most health insurance plans today come with high deductibles, high copays, and network limitations. Many of our members are finding that if they were to become seriously ill they will have out-of-pocket expenses that can be financially devastating. This added stress is certainly not helpful when we need all our mental and emotional energy for healing. The TMA Member Critical Illness Plan is designed to complement your current health insurance. It can help pay for medical and non-medical expenses that can accompany a serious illness and are not be covered by your plan. [![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/f1028049-dc7a-4f66-bc55-4d7e534d3cd2.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/f1028049-dc7a-4f66-bc55-4d7e534d3cd2)***[800-880-8181](tel:800-880-8181) 7:30 – 5:30 CST Monday – Friday*** ## Get A Lump Sum Cash Benefit Upon diagnosis of a covered critical illness the TMA Member Critical Illness Plan pays a **lump sum cash payment directly to you.** You can use the payment any way you choose – for specialized medications, travel expenses for family members, the cost of a caregiver, even for a more comfortable bed to recuperate in. It is yours to spend any way you deem appropriate. **Here Are Some Of The Features Of The Plan:** - Acceptance is guaranteed for TMA members and their Spouse/Domestic Partner under age 65 – $20,000 coverage for members, $10,000 for Spouse - There are no deductibles, copays or coinsurance - It pays regardless of any other insurance you may have - You can apply for coverage up to a total of $250,000 - Enroll easily online or by contacting an advisor - Members keep coverage even with career changes ## Conditions That Are Covered The TMA Member Critical Illness Plan covers heart attack, invasive cancer, stroke, Alzheimer’s Disease, kidney and all major organ failure. Benefits can also be paid for a diagnosis of non-invasive cancer (other than skin cancer), multiple sclerosis, occupational HIV infection, Parkinson’s Disease, severe coronary artery disease and terminal illness. ## This Offer May Not Be Available Again To ensure your guaranteed acceptance, we urge you to enroll now – **before the March 31st deadline**. We cannot guarantee this offer will be available again. To get started simply click on the button below. ## Include Your Spouse/Domestic Partner Your Spouse or Domestic Partner can enroll for $10,000 of coverage with guaranteed acceptance. If they want more coverage they can apply for up to 50% of what the member applies for up to a total of $125,000. The only requirement is that members and their Spouse are under the age of 65. ## Respond Before March 31st If you are ever diagnosed with a critical illness, you will have many important decisions to make. If you respond now, you could be glad you made this one today. It’s easy to enroll online. Get started now – click the button below. [![ENROLL EASILY NOW](https://no-cache.hubspot.com/cta/default/400074/062ebca3-7fa2-4477-9a0a-77bfe332c036.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/062ebca3-7fa2-4477-9a0a-77bfe332c036)[![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/0002c54b-d442-4272-b587-fabb93e28c71.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/0002c54b-d442-4272-b587-fabb93e28c71) For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry. ** [ Critical Illness Insurance ](https://www.tmait.org/blog/topic/critical-illness-insurance) ** [**Previous Entries](https://www.tmait.org/blog/young-physicians-cover-your-bases-with-these-3-insurance-essentials) [Next Entries**](https://www.tmait.org/blog/get-a-helping-hand-with-your-health-insurance-choices-group-benefits) ## Recommended Posts ### [Avoiding The High Cost of Silent Illnesses](https://www.tmait.org/blog/avoiding-the-high-cost-of-silent-illnesses-critical-illness) ### [A View from the Other Side of the Stethoscope](https://www.tmait.org/blog/a-view-from-the-other-side-of-the-stethoscope-critical-illness) ### [When a High-Deductible Health Plan Meets Critical Illness](https://www.tmait.org/blog/when-a-high-deductible-health-plan-meets-critical-illness) ### [You Treat Illness, But Can You Afford It? Secure Your $20K Benefit](https://www.tmait.org/blog/you-treat-illness-but-can-you-afford-it-secure-your-20k-benefit) ### [Critical Illness Protection: Your TMA Member Plan Explained](https://www.tmait.org/blog/critical-illness-protection-your-tma-member-plan-explained) ### [$20,000 in Critical Illness Coverage: Don't Miss this Valuable Membership Benefit](https://www.tmait.org/blog/20000-in-critical-illness-coverage-dont-miss-this-valuable-membership-benefit) ### [Two Powerful Guarantees: Critical Illness Coverage Designed for Texas Physicians](https://www.tmait.org/blog/two-powerful-guarantees-critical-illness-coverage-designed-for-texas-physicians) ### [Secure $20,000 of Critical Illness Coverage for You, $10,000 for Your Partner](https://www.tmait.org/blog/secure-20000-of-critical-illness-coverage-for-you-10000-for-your-partner) ## Speak with a TMA Insurance Trust Advisor: **This coverage is not health insurance coverage (often referred to as “major medical coverage”).** ** ** **This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.**   Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. 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