<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1200425829968335&amp;ev=PageView&amp;noscript=1">

Protecting What Matters Most

border

Take Advantage of Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance

Serious, critical - two words that no one wants to hear associated with illness. Being the one to care for the needs of patients daily can contribute to physicians having a blindspot when it comes to their own health. Taking a step back and considering what you would do if you were the patient is necessary because no physician is immune to a sudden, serious illness.

TMA Insurance Trust was created by physicians for physicians. We know firsthand that this is something physicians can lose sight of. The physical and emotional toll a critical illness can take on you and your family can be devastating. If you’re not prepared ahead of time, the financial impact could be devastating too.

Have questions about your insurance needs? We're here to help - click here or call today
800-880-8181 8:00 – 5:00 CST Monday – Friday

Vital Coverage When You Need it Most

Critical illness is expensive. The medical services needed are often outside the scope of what’s considered routine care. As a result, the out-of-pocket costs that you will have to pay after your primary health insurance has applied coverage are often significant. High deductibles, copays, maximum benefit limits, and medical and non-medical expenses related to your care can add up quickly and overwhelmingly.

The TMA Member Critical Illness Insurance Plan pays a lump sum payment of $20,000 directly to you upon diagnosis of a covered illness. The critical illnesses that are covered and the percentage paid out as a benefit are:

  • Alzheimer’s Disease – 100%
  • Cancer - Invasive – 100%
  • Heart Attack – 100%
  • Major Organ Failure – 100%
  • Renal (kidney) Failure – 100%
  • Stroke – 100%
  • Cancer (non-invasive, other than skin cancer) – 25%
  • Multiple Sclerosis – 25%
  • Occupational HIV Infection – 25%
  • Parkinson’s Disease – 25%
  • Severe Coronary Disease – 25%
  • Terminal Illness – 25%

If there is a diagnosis of a reoccurrence of the critical illness that you received a benefit for (other than skin cancer), you would receive 50% of the benefit you received for the initial occurrence. 

Additional benefits and features of the TMA Member Critical Illness Insurance Plan:

  • Acceptance is guaranteed for $20,000 of coverage for members under the age of 65.
  • Acceptance is guaranteed for $10,000 of coverage for a member’s spouse under the age of 65.
  • There is no physical exam required and there are no medical questions to answer.
  • There are no deductibles, no co-pay, and no co-insurance to worry about.
  • You are paid no matter what other insurance you may have.
  • You can apply for more coverage - get up to $250,000 of total coverage.
  • Spouse and family coverage is available.
  • It’s easy to enroll - enroll online or by contacting an advisor.
  • Your coverage stays with you regardless of your employment status as long as you are TMA member.

There are few guarantees when a critical illness is diagnosed, but the TMA Member Critical Illness Insurance Plan is one you can count on if this becomes a reality for you or your spouse. Take the opportunity to enroll while there’s time.

Act Now for Guaranteed Acceptance

The opportunity for TMA members under age 65 to get guaranteed acceptance for the TMA Critical Illness Insurance Plan begins on January 28, 2023 and will end February 28, 2023.

Enrolling is easy and takes a minimal amount of time. To apply online, click the button below.

START MY COVERAGE

If you’d like assistance, an advisor is ready to take your call at 800-880-8181, Monday through Friday from 8:00 am to 5:00 pm, CST. Be ready, be prepared, and be assured that you will have the coverage you need when you need it most. We’re here to help.

New Call-to-action

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.

Recommended Posts

Help Protect Your Income with TMA Member Short Term Disability Insurance

Guaranteed Income Protection with The TMA Member Short Term Disability Insurance Plan

Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan

Dental Insurance: A Smart Financial Move for Long-Term Savings

Give Your Family More Financial Stability With Term Life Insurance

Securing the Future: Help Protect Your Family with Life Insurance

Safeguard Your Family’s Future with Life Insurance

Critical Illness Deserves A Guarantee: $20,000 Benefit When You Need It Most

Help Protect Your Financial Health with $20,000 of Critical Illness Insurance

Critical Illness Deserves A Guarantee: $20,000 Benefit When You Need It Most

Why Your Health Insurance May Need a Boost

Help Protect Your Financial Health with $20,000 of TMA Critical Illness Insurance

Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance for Members Under Age 65

Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance Until February 25th

Guaranteed Acceptance Ends Soon!

Help Protect Your Income with TMA Member Short Term Disability Insurance

Guaranteed Income Protection with The TMA Member Short Term Disability Insurance Plan

Protect Your Health and Retirement with a Medicare Supplement Plan

Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan

Empowering Independents: Get Group PPO Coverage With or Without Employees

Planning To Work Past 65? See What Medicare Says About That

Dental Insurance: A Smart Financial Move for Long-Term Savings

Give Your Family More Financial Stability With Term Life Insurance

Help Protect Your Income with TMA Member Short Term Disability Insurance

Guaranteed Income Protection with The TMA Member Short Term Disability Insurance Plan

Protect Your Health and Retirement with a Medicare Supplement Plan

Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan

Dental Insurance: A Smart Financial Move for Long-Term Savings

Surprising Ways to Utilize Your Term Life Insurance

Give Your Family More Financial Stability With Term Life Insurance

Disability Insurance Costs More for Women - We Have a Solution!

Group Health Coverage - Last Chance to Lock in 2023 Rates

Guaranteed Income Protection with The TMA Member Short Term Disability Insurance Plan

Protect Your Health and Retirement with a Medicare Supplement Plan

Protect Your Assets with Personal Umbrella Liability Insurance

Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan

Help Protect Your Practice’s Heartbeat With Business Overhead Expense Insurance

Dental Insurance: A Smart Financial Move for Long-Term Savings

Your Group Health Insurance Plan Needs a Specialist

Disability Insurance Costs More for Women - We Have a Solution!

Securing the Future: Help Protect Your Family with Life Insurance

Safeguard Your Family’s Future with Life Insurance

Critical Illness Deserves A Guarantee: $20,000 Benefit When You Need It Most

Practice Owners and Independents - Get the Group Coverage You Want, Even Without Employees

Controlling Health Insurance Costs – Open Enrollment Special Options for Practice Owners

Independent Physicians: Get Group Health Insurance – Even With No Employees.

Help Protect Your Income with TMA Member Short Term Disability Insurance

Group Health Coverage - Last Chance to Lock in 2023 Rates

Guaranteed Income Protection with The TMA Member Short Term Disability Insurance Plan

Protect Your Health and Retirement with a Medicare Supplement Plan

Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan

Planning To Work Past 65? See What Medicare Says About That

Dental Insurance: A Smart Financial Move for Long-Term Savings

Your Group Health Insurance Plan Needs a Specialist

Help Protect Your Income with TMA Member Short Term Disability Insurance

Guaranteed Income Protection with The TMA Member Short Term Disability Insurance Plan

Get Guaranteed Acceptance For The New TMA Member Short Term Disability Plan

Your Group Health Insurance Plan Needs a Specialist

Surprising Ways to Utilize Your Term Life Insurance

Give Your Family More Financial Stability With Term Life Insurance

Disability Insurance Costs More for Women - We Have a Solution!

Disability Insurance - An Income Protection Strategy for Physicians

Speak with a TMA Insurance Trust Advisor:

This coverage is not health insurance coverage (often referred to as “major medical coverage”).
 
This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.
 
Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.

1066543-00001-00

Newsletter signup to receive our monthly newsletter

border