Open Enrollment will be over soon. But there’s still time to take advantage of opportunities to get a higher quality insurance plan potentially at a lower cost than what you may be paying now.
One such opportunity may appeal to solo and small practice owners who want the greater freedom and choice of a PPO health insurance plan.
Let’s face it, shopping online has become the “new normal.” These days, almost anything you can think of – from electronics to groceries to new cars – can be purchased with a few clicks on a keyboard or smartphone.
The latest surge in online shopping may have been accelerated by the current pandemic, but it is now virtually commonplace for most of us to go online for many of the essential goods and services we need to keep our lives on track.
That said, thanks to the ease and convenience of our online enrollment platform – available exclusively to TMA members – this may finally be the right time for you to get the protection of a term life insurance plan.
There are never enough hours in a day. As a busy physician, you undoubtedly feel the truth of those words on a daily basis. The demands on your time--from patient care to family responsibilities--can leave you feeling like there are some tasks you just can’t seem to get to. That feeling can intensify as your career progresses and you experience changes in your life.
If you are a female physician, your personal achievement and hard work has come with an economic reward. Because you have a significant income, you likely play a prominent role in the lifestyle your family leads. You also bring financial stability to your household.
Because your family’s well being likely hinges on your income, life insurance protection plays an important role. But according to life insurance industry estimates, about 58% of men have life insurance, but only 48% of women are covered.* Do you have the life insurance you need to help protect your family’s future?
Because life insurance offers financial protection for loved ones, most physicians see the value in securing this financial protection for their families.
What if you could supplement your life insurance protection, simply and affordably? Some physicians choose to help protect their families financially with an Accidental Death and Dismemberment plan. Let’s talk about how practical and affordable this insurance is, and why you may want to obtain it.
You may be a practice owner looking for group health insurance for yourself and your staff. Or maybe you’re searching for an individual health insurance plan for yourself and your family. Or it could be that you’re exploring the numerous Medicare options that are available to you.
Choosing a health insurance plan, or making changes to current coverage, can involve some very important decisions. So we suggest you consider getting a second opinion from a specialist – your TMA Insurance Trust advisor.
When you chose to become a physician, you accepted tremendous responsibility. In many ways, you allowed yourself to become accountable for others’ lives, while at times putting your own health and safety at risk. Though there is an inherent risk in your profession - particularly now due to the Coronavirus - serious illness or injury could happen to any person in their day-to-day life.
The long hours of study, the grueling night shifts, the heavy burden of student loans. As a female physician it’s obvious that you have paid your dues to get where you are today. And it goes without saying that you have worked just as hard as your male counterparts to achieve your goals.
So if you were told that your rates would be higher for long term disability insurance than those paid by male physicians – for the same level of coverage – you might be somewhat surprised and more than a little disappointed.
